According to experian.com, there is no minimum credit score required to buy a used car. That being said, a higher credit score makes it more likely for customers to get approved for their auto loan. Acceptable credit scores will vary by lender, and customers struggling to find what they need can also pursue a bad credit auto loan option. Lenders will make their policy when deciding what standards are required.
USA 1 Auto Sales is a Buy Here Pay Here near you that makes it much easier to buy a car. We understand that many customers are working with low credit scores. If you have poor or non-existent credit, we recommend visiting a Buy Here Pay Here dealership for support. Places like USA 1 Auto Sales give customers a chance to buy a car when they need it most. Used car financing is an excellent option when other auto lenders expect higher credit scores. Since it is so much easier to finance a used car for sale, you will have an easier time paying off a used model with our Buy Here Pay Here.
Customers who want to learn more about credit scores can review the table below.
Credit Score Tier
Avg Interest Rate
Average Loan Amount
Average Monthly payment
Super-Prime (781 - 850)
3.24%
$33,690
$541
Prime (661 - 780)
4.21%
$37,866
$547
Non-Prime (601 - 660)
7.14%
$36,912
$591
Subprime (501 - 600)
11.33%
$32,284
$579
Finding a car for sale in Elkhart, IN, is possible with the right team. Customers across the state rely on our Buy Here Pay Here dealership for accessible used car financing opportunities. Review your credit score, and if it is not good enough for others; it is good enough for USA 1 Auto Sales.
We want to make it as manageable as possible to buy a cheap used car in Elkhart, IN. USA 1 Auto Sales has car loans for bad credit, a diverse selection of cheap cars, and the convenient support customers need. Our team will make used car financing a stress-free experience when you are worried about your credit score. Don't hesitate to visit our Buy Here Pay Here near you today!
This used 2017 Jeep Wrangler Unlimited Sport 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Wrangler Unlimited Sport 4x4 features a Bright White Clearcoat Exterior with a Fabric Interior and has only 68,639 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited Includes:... Read More
This used 2023 Ford Bronco Sport Big Bend is for sale today at our dealership in Elkhart, IN.This 4x4 2023 Ford Bronco Sport Big Bend features a Alto Blue Metallic Tinted Clearcoat Exterior with a Fabric Interior and has only 10,824 miles.TECHNOLOGY FEATURES: This Ford Bronco Sport Includes:... Read More
This used 2018 Jeep Wrangler JK Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler JK Unlimited Sport S 4x4 features a Bright White Clearcoat Exterior with a Fabric Interior and has only 48,119 miles.TECHNOLOGY FEATURES: This Jeep Wrangler JK... Read More
This used 2020 Ford F-150 XL is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Ford F-150 XL features a Magma Red Metallic Exterior with a Fabric Interior and has only 33,872 miles.TRADING IN? We will buy any make or model! We’ll pay top dollar for your vehicle even if you decide... Read More
This used 2019 Ford Escape SE is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SE features a Magnetic Metallic Exterior with a Fabric Interior and has only 48,454 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Remote Engine Start, WiFi Mobile Hotspot, Keyless... Read More
This used 2016 Dodge Challenger R/T is for sale today at our dealership in Elkhart, IN.This rwd 2016 Dodge Challenger R/T features a Gray Exterior with a Fabric Interior and has only 63,476 miles.TECHNOLOGY FEATURES: This Dodge Challenger Includes: Wireless streaming, Keyless Start, Primary... Read More
This used 2018 Chevrolet Malibu LT is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 55,909 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Wireless... Read More
This used 2019 Ford Fiesta SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fiesta SE features a Lightning Blue Metallic Exterior with a Fabric Interior and has only 52,562 miles.TECHNOLOGY FEATURES: This Ford Fiesta Includes: WiFi Mobile Hotspot, Wireless streaming,... Read More
This used 2021 Kia Sportage LX is for sale today at our dealership in Elkhart, IN.This awd 2021 Kia Sportage LX features a Sparkling Silver Exterior with a Fabric Interior and has only 20,930 miles.TECHNOLOGY FEATURES: This Kia Sportage Includes: Wireless streaming, Bluetooth Connection,... Read More
This used 2017 Jeep Wrangler Unlimited Smoky Mountain 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Wrangler Unlimited Smoky Mountain 4x4 features a Black Clearcoat Exterior with a Synthetic Leather Interior and has only 47,717 miles.TECHNOLOGY FEATURES: This Jeep... Read More
This used 2021 Jeep Wrangler Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2021 Jeep Wrangler Unlimited Sport S 4x4 features a Firecracker Red Clearcoat Exterior with a Fabric Interior and has only 46,285 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited... Read More
This used 2019 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 35,068 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:... Read More
This used 2020 Chevrolet Impala FWD LT is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Impala FWD LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 29,555 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Remote Engine Start, WiFi... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 18,730 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key,... Read More
This used 2020 Dodge Journey SE Value is for sale today at our dealership in Elkhart, IN.This fwd 2020 Dodge Journey SE Value features a Pitch Black Clearcoat Exterior with a Fabric Interior and has only 25,898 miles.TECHNOLOGY FEATURES: This Dodge Journey Includes: Keyless Start, Primary display... Read More
This used 2020 INFINITI QX50 LUXE AWD is for sale today at our dealership in Elkhart, IN.This awd 2020 INFINITI QX50 LUXE AWD features a White Exterior with a Fabric Interior and has only 47,332 miles.TECHNOLOGY FEATURES: This INFINITI QX50 Includes: Remote Engine Start, Keyless Start, Wireless... Read More
This used 2019 Ford Escape SEL is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SEL features a White Platinum Metallic Tri-coat Exterior with a Fabric Interior and has only 33,462 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Remote Engine Start, WiFi Mobile... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 43,973 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key,... Read More
This used 2020 Jeep Cherokee Latitude Plus 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Latitude Plus 4X4 features a Velvet Red Pearlcoat Exterior with a Fabric Interior and has only 47,294 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine... Read More
This used 2018 Subaru Crosstrek 2.0i is for sale today at our dealership in Elkhart, IN.This awd 2018 Subaru Crosstrek 2.0i features a Ice Silver Metallic Exterior with a Fabric Interior and has only 49,573 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Wireless streaming, Bluetooth... Read More
This used 2020 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Malibu FWD RS features a Black Cherry Metallic Exterior with a Fabric Interior and has only 16,652 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot,... Read More
This used 2019 Mercedes-Benz C 300 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2019 Mercedes-Benz C 300 4MATIC features a Lunar Blue Metallic Exterior with a Fabric Interior and has only 32,387 miles.TECHNOLOGY FEATURES: This Mercedes-Benz C 300 Includes: Remote Engine... Read More
This used 2018 Jeep Wrangler Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler Unlimited Sport S 4x4 features a Ocean Blue Metallic Clearcoat Exterior with a Fabric Interior and has only 36,079 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited... Read More
This used 2020 Jeep Cherokee Limited 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Limited 4X4 features a Slate Blue Pearlcoat Exterior with a Fabric Interior and has only 28,708 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine Start,... Read More
This used 2021 Dodge Durango SXT Plus AWD is for sale today at our dealership in Elkhart, IN.This awd 2021 Dodge Durango SXT Plus AWD features a Granite Clearcoat Exterior with a Fabric Interior and has only 39,525 miles.TECHNOLOGY FEATURES: This Dodge Durango Includes: Keyless Start, Wireless... Read More
The list of standard equipment and accessories contained on this document reflect equipment which was standard at the time vehicle was manufactured. This vehicle may or may not contain some or most of the equipment and accessories listed as a result of the vehicle identification number equipment compilation provided by a third party source. This VIN equipment compilation is provided as a service by the dealer and a third party source and is in no way intended to serve as a warranty or list of actual equipment contained on the vehicle.
