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What Cars Are Cheaper To Insure?

Used car at USA1


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What Cars Are Cheaper To Insure?

Suppose you currently own an old sports car thatís on the tail end of its lifespan. In this case, you are likely paying a significant amount of money to keep this car insured. With it being a sports car, it poses more risk, and old age means more maintenance problems. Since more risk means higher insurance rates, youíre probably paying much more than youíd like for your insurance.

Even if you havenít had this experience of paying a lot for insurance, itís probably something you want to avoid. Therefore, you should strive to find the cheapest cars to insure while looking for cars for sale in Elkhart or anywhere else, which will depend on several factors. As a certified Elkhart, Indiana used car dealership, we at USA-1 have a good understanding of which vehicles have the lowest interest rates. Hence, we want to assist you by informing you about the cheapest used cars for sale to insure and the factors that affect insurance rates.

1. How You Affect Insurance Rates

When looking for used cars for sale with lower interest rates, you should first understand that there are several personal factors that can influence an insurance rate. Because of this, insurance rates will vary from person to person. You can view some of the most significant factors below:

  • Age
  • State of Residence/Zip Code
  • Previous Violations
  • Yearly Mileage Estimate
  • Driving Record
  • Credit History
  • Gender
  • Marital Status

2. Insurance Rates By Safety Ratings

Whether you are shopping for cars for sale in Elkhart, or anywhere else, something you may notice about insurance rates is that they vary depending on a vehicleís safety ratings. With this being said, you should aim to find something with good safety if you want lower rates on your insurance. It should also be noted that not all vehicles with high safety ratings have low insurance rates. In many cases, this is because another factor may pose more risk, such as a high theft rate.

3. Trim Levels And Insurance Rates

While looking at cars for sale in Elkhart, or anywhere else, you will likely want to decide between several different trim levels. However, when it comes to trim, you should choose wisely because trim levels also have an impact on insurance rates. For example, if you want to make performance or tech upgrades, those upgrades will cost more to repair and maintain. Typically, this higher cost will in turn mean higher interest rates. Therefore, you should weigh your priorities before choosing to make upgrades. If you browse USA-1ís large stock of used cars near Elkhart, IN, our experts can help you to choose from our wide range of trim options.

4. Most Popular Cheap Cars To Insure

At this point, youíre probably wondering exactly which used cars for sale are the cheapest to insure. Because of their safety and maintenance costs, the list is primarily comprised of used SUVs and used trucks for sale. Below, you can see the list of the top ten vehicles to insure according to nerdwallet.com:

  • Subaru Outback
  • Subaru Forester
  • Honda CR-V
  • Jeep Wrangler
  • Hyundai Tucson
  • Mazda CX-5
  • Ford Escape
  • Honda Pilot
  • Chevrolet Equinox
  • Ford F-150

5. Cars To Avoid

During your visit to USA-1ís used car lot in Elkhart, Indiana, or any dealership near you, you should also note the vehicles to avoid when looking for low insurance rates. There are several factors that make these vehicles a risk to insurers, such as higher repair costs, theft rates, and accident rates. With this being said, you can take a look below to see the vehicles with the highest interest rates:

  • Sports Cars
  • High-End Luxury Cars
  • Electric Cars
  • Cars Most Target by Thieves

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Exterior: 
Black
Interior: 
Light Titanium 
Mileage:
44,848
Engine:
6cyl, 3.6L, 288.0hp
Model #: 
4R14526
VIN:
5GAKRAKD8GJ217337
Stock #:
217337
Internet Price:  
$15,900
Exterior: 
Black
Mileage:
22,034
Engine:
4cyl, 2.5L, 197.0hp
Model #: 
1GY69
VIN:
2G1105SA3J9102013
Stock #:
102013
Internet Price:  
$18,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
33,266
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NW56
VIN:
1GNEVGKW0LJ179468
Stock #:
179468
Internet Price:  
$29,900
Exterior: 
Silver
Interior: 
Ebony 
Mileage:
24,027
Engine:
6cyl, 3.5L, 375.0hp
Model #: 
U1J
VIN:
1FMJU1JT6JEA27517
Stock #:
A27517
Internet Price:  
$34,900
Exterior: 
White
Interior: 
Black 
Mileage:
48,305
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WDEL75
VIN:
1C4RDJAG7HC961198
Stock #:
961198
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Black Leather
Mileage:
32,025
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WKJP74
VIN:
1C4RJFBG9KC540109
Stock #:
540109
Internet Price:  
$32,900
Exterior: 
Red
Interior: 
Black 
Mileage:
81,516
Engine:
6cyl, 3.6L, 285.0hp
Cab Type: 
Convertible
Model #: 
JKJM74
VIN:
1C4BJWDG9FL758582
Stock #:
758582
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Black Leather
Mileage:
17,907
Engine:
6cyl, 3.6L, 283.0hp
Model #: 
RTKX53
VIN:
2C4RDGEG8KR674156
Stock #:
674156
Internet Price:  
$18,900
Exterior: 
Gray
Mileage:
37,085
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WKJH74
VIN:
1C4RJFAG1KC834752
Stock #:
834752
Internet Price:  
$29,900
Exterior: 
Black
Interior: 
Jet Black/Dark Ash 
Mileage:
23,063
Engine:
6cyl, 3.6L, 308.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
12M53
VIN:
1GCHTBEN6K1292146
Stock #:
292146
Internet Price:  
$24,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 292146 a 2019 Chevrolet Colorado 4WD Work Truck is ready to go with only 23,063 Miles along with a Black (black) Exterior and a Jet Black/dark Ash Fabric Interior.Some of the Colorado more desirable...   Read More
Exterior: 
White
Mileage:
56,554
Engine:
6cyl, 3.6L, 288.0hp
Model #: 
4V14526
VIN:
5GAKVCKD6HJ253293
Stock #:
253293
Internet Price:  
$24,900
Exterior: 
Other
Interior: 
Black 
Mileage:
47,260
Engine:
4cyl, 2.4L, 180.0hp
Model #: 
BVJM74
VIN:
ZACNJBBB6KPK60846
Stock #:
K60846
Internet Price:  
$19,900
Exterior: 
Gray
Mileage:
41,841
Engine:
8cyl, 5.0L, 395.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
W1E
VIN:
1FTEW1E52KFC95701
Stock #:
C95701
Internet Price:  
$34,900
Exterior: 
Maroon
Mileage:
38,570
Engine:
6cyl, 3.6L, hp
Model #: 
4NH56
VIN:
5GAEVAKW8JJ283985
Stock #:
283985
Internet Price:  
$29,900
Exterior: 
Other
Mileage:
79,350
Engine:
4cyl, 2.4L, 182.0hp
Model #: 
1LK26
VIN:
2GNFLFEK9F6235552
Stock #:
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Internet Price:  
$12,900
Looking for the Best Buy Here Pay Here Solution in Elkhart.Some of the Equinox more desirable features include Onboard Hands-Free Communications System, Heated Mirrors, Electronic Stability Control, Power Windows, All Wheel Drive, Keyless Entry, Alloy Wheels, SiriusXM Satellite Radio, Voice Command...   Read More
Exterior: 
Gray
Interior: 
Dark Atmosphere/ Medium Ash Gr 
Mileage:
12,265
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZB5ST9LF134506
Stock #:
134506
Internet Price:  
$18,900
Exterior: 
Black
Interior: 
Medium Stone 
Mileage:
38,555
Engine:
4cyl, 2.3L, 270.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
R4F
VIN:
1FTER4FH8LLA28776
Stock #:
A28776
Internet Price:  
$29,900
Exterior: 
Black
Mileage:
20,270
Engine:
4cyl, 2.5L, 170.0hp
Model #: 
22210
VIN:
JN8AT2MV5LW135591
Stock #:
135591
Internet Price:  
$22,900
Exterior: 
White
Mileage:
46,242
Engine:
6cyl, 3.6L, hp
Model #: 
4NJ56
VIN:
5GAEVBKW7JJ139527
Stock #:
139527
Internet Price:  
$29,900
Exterior: 
Red
Interior: 
Diesel Gray/Black 
Mileage:
38,814
Engine:
8cyl, 5.7L, 395.0hp
Cab Type: 
Quad Cab
Model #: 
DS6L41
VIN:
1C6RR7FT1KS508967
Stock #:
508967
Internet Price:  
$32,900
Exterior: 
Gray
Interior: 
Jet Black 
Mileage:
11,966
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NW56
VIN:
1GNEVGKW3MJ241835
Stock #:
241835
Internet Price:  
$32,900
Exterior: 
White
Interior: 
Charcoal 
Mileage:
10,221
Engine:
4cyl, 2.0L, 141.0hp
Model #: 
27210
VIN:
JN1BJ1CWXLW643889
Stock #:
643889
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
42,921
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZB5ST8KF117629
Stock #:
117629
Internet Price:  
$18,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
58,550
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
1GY69
VIN:
1G11Z5S30KU110727
Stock #:
110727
Internet Price:  
$17,900
Exterior: 
Black
Mileage:
34,174
Engine:
6cyl, 3.5L, 290.0hp
Model #: 
K8D
VIN:
1FM5K8D86KGA20676
Stock #:
A20676
Internet Price:  
$28,900
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