Suppose you currently own an old sports car that’s on the tail end of its lifespan. In this case, you are likely paying a significant amount of money to keep this car insured. With it being a sports car, it poses more risk, and old age means more maintenance problems. Since more risk means higher insurance rates, you’re probably paying much more than you’d like for your insurance.
Even if you haven’t had this experience of paying a lot for insurance, it’s probably something you want to avoid. Therefore, you should strive to find the cheapest cars to insure while looking for cars for sale in Elkhart or anywhere else, which will depend on several factors. As a certified Elkhart, Indiana used car dealership, we at USA-1 have a good understanding of which vehicles have the lowest interest rates. Hence, we want to assist you by informing you about the cheapest used cars for sale to insure and the factors that affect insurance rates.
1. How You Affect Insurance Rates
When looking for used cars for sale with lower interest rates, you should first understand that there are several personal factors that can influence an insurance rate. Because of this, insurance rates will vary from person to person. You can view some of the most significant factors below:
Age
State of Residence/Zip Code
Previous Violations
Yearly Mileage Estimate
Driving Record
Credit History
Gender
Marital Status
2. Insurance Rates By Safety Ratings
Whether you are shopping for cars for sale in Elkhart, or anywhere else, something you may notice about insurance rates is that they vary depending on a vehicle’s safety ratings. With this being said, you should aim to find something with good safety if you want lower rates on your insurance. It should also be noted that not all vehicles with high safety ratings have low insurance rates. In many cases, this is because another factor may pose more risk, such as a high theft rate.
3. Trim Levels And Insurance Rates
While looking at cars for sale in Elkhart, or anywhere else, you will likely want to decide between several different trim levels. However, when it comes to trim, you should choose wisely because trim levels also have an impact on insurance rates. For example, if you want to make performance or tech upgrades, those upgrades will cost more to repair and maintain. Typically, this higher cost will in turn mean higher interest rates. Therefore, you should weigh your priorities before choosing to make upgrades. If you browse USA-1’s large stock of used cars near Elkhart, IN, our experts can help you to choose from our wide range of trim options.
4. Most Popular Cheap Cars To Insure
At this point, you’re probably wondering exactly which used cars for sale are the cheapest to insure. Because of their safety and maintenance costs, the list is primarily comprised of used SUVs and used trucks for sale. Below, you can see the list of the top ten vehicles to insure according to nerdwallet.com:
Subaru Outback
Subaru Forester
Honda CR-V
Jeep Wrangler
Hyundai Tucson
Mazda CX-5
Ford Escape
Honda Pilot
Chevrolet Equinox
Ford F-150
5. Cars To Avoid
During your visit to USA-1’s used car lot in Elkhart, Indiana, or any dealership near you, you should also note the vehicles to avoid when looking for low insurance rates. There are several factors that make these vehicles a risk to insurers, such as higher repair costs, theft rates, and accident rates. With this being said, you can take a look below to see the vehicles with the highest interest rates:
This used 2019 GMC Yukon SLT is for sale today at our dealership in Elkhart, IN.This 4x4 2019 GMC Yukon SLT features a Summit White Exterior with a Fabric Interior and has only 44,387 miles.TECHNOLOGY FEATURES: This GMC Yukon Includes: Video Remote Control, Remote Engine Start, Navigation System,... Read More
This used 2019 Ford Escape SE is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SE features a Magnetic Metallic Exterior with a Fabric Interior and has only 48,454 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Remote Engine Start, WiFi Mobile Hotspot, Keyless... Read More
This used 2016 Dodge Challenger R/T is for sale today at our dealership in Elkhart, IN.This rwd 2016 Dodge Challenger R/T features a Gray Exterior with a Fabric Interior and has only 63,476 miles.TECHNOLOGY FEATURES: This Dodge Challenger Includes: Wireless streaming, Keyless Start, Primary... Read More
This used 2018 Chevrolet Malibu LT is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 55,909 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Wireless... Read More
This used 2019 Ford Fiesta SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fiesta SE features a Lightning Blue Metallic Exterior with a Fabric Interior and has only 52,562 miles.TECHNOLOGY FEATURES: This Ford Fiesta Includes: WiFi Mobile Hotspot, Wireless streaming,... Read More
This used 2021 Kia Sportage LX is for sale today at our dealership in Elkhart, IN.This awd 2021 Kia Sportage LX features a Sparkling Silver Exterior with a Fabric Interior and has only 20,930 miles.TECHNOLOGY FEATURES: This Kia Sportage Includes: Wireless streaming, Bluetooth Connection,... Read More
This used 2017 Jeep Wrangler Unlimited Smoky Mountain 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Wrangler Unlimited Smoky Mountain 4x4 features a Black Clearcoat Exterior with a Synthetic Leather Interior and has only 47,717 miles.TECHNOLOGY FEATURES: This Jeep... Read More
This used 2020 Buick Enclave FWD Avenir is for sale today at our dealership in Elkhart, IN.This fwd 2020 Buick Enclave FWD Avenir features a Champagne Gold Metallic Exterior with a Synthetic Leather Interior and has only 32,626 miles.TECHNOLOGY FEATURES: This Buick Enclave Includes: WiFi Mobile... Read More
This used 2019 Chevrolet Impala LT is for sale today at our dealership in Elkhart, IN.This fwd 2019 Chevrolet Impala LT features a Pepperdust Metallic Exterior with a Fabric Interior and has only 20,485 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Remote Engine Start, WiFi Mobile... Read More
This used 2021 Jeep Wrangler Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2021 Jeep Wrangler Unlimited Sport S 4x4 features a Firecracker Red Clearcoat Exterior with a Fabric Interior and has only 46,285 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited... Read More
This used 2020 Hyundai Veloster 2.0 Premium is for sale today at our dealership in Elkhart, IN.This fwd 2020 Hyundai Veloster 2.0 Premium features a Chalk White Exterior with a Fabric Interior and has only 23,732 miles.TECHNOLOGY FEATURES: This Hyundai Veloster Includes: Remote Engine Start,... Read More
This used 2019 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 35,068 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:... Read More
This used 2020 Chevrolet Impala FWD LT is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Impala FWD LT features a Cajun Red Tintcoat Exterior with a Fabric Interior and has only 29,555 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Remote Engine Start, WiFi... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 18,730 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key,... Read More
This used 2020 Dodge Journey SE Value is for sale today at our dealership in Elkhart, IN.This fwd 2020 Dodge Journey SE Value features a Pitch Black Clearcoat Exterior with a Fabric Interior and has only 25,898 miles.TECHNOLOGY FEATURES: This Dodge Journey Includes: Keyless Start, Primary display... Read More
This used 2017 Jeep Cherokee Sport 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2017 Jeep Cherokee Sport 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 96,372 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Wireless streaming,... Read More
This used 2020 INFINITI QX50 LUXE AWD is for sale today at our dealership in Elkhart, IN.This awd 2020 INFINITI QX50 LUXE AWD features a White Exterior with a Fabric Interior and has only 47,332 miles.TECHNOLOGY FEATURES: This INFINITI QX50 Includes: Remote Engine Start, Keyless Start, Wireless... Read More
This used 2019 Ford Escape SEL is for sale today at our dealership in Elkhart, IN.This 4x4 2019 Ford Escape SEL features a White Platinum Metallic Tri-coat Exterior with a Fabric Interior and has only 33,462 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Remote Engine Start, WiFi Mobile... Read More
This used 2018 Jeep Cherokee Latitude Plus 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Cherokee Latitude Plus 4x4 features a Diamond Black Crystal Pearlcoat Exterior with a Fabric Interior and has only 46,259 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes:... Read More
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Black Onyx Crystal Pearlcoat Exterior with a Fabric Interior and has only 43,973 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key,... Read More
This used 2020 Jeep Cherokee Latitude Plus 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Latitude Plus 4X4 features a Velvet Red Pearlcoat Exterior with a Fabric Interior and has only 47,294 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine... Read More
This used 2018 Subaru Crosstrek 2.0i is for sale today at our dealership in Elkhart, IN.This awd 2018 Subaru Crosstrek 2.0i features a Ice Silver Metallic Exterior with a Fabric Interior and has only 49,573 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Wireless streaming, Bluetooth... Read More
This used 2019 Ford Fusion SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fusion SE features a Agate Black Exterior with a Fabric Interior and has only 51,617 miles.TECHNOLOGY FEATURES: This Ford Fusion Includes: Remote Engine Start, WiFi Mobile Hotspot, Wireless... Read More
This used 2021 Subaru Crosstrek Premium is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Premium features a Crystal White Pearl Exterior with a Fabric Interior and has only 29,089 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: WiFi Mobile Hotspot,... Read More
This used 2020 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Malibu FWD RS features a Black Cherry Metallic Exterior with a Fabric Interior and has only 16,652 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot,... Read More
The list of standard equipment and accessories contained on this document reflect equipment which was standard at the time vehicle was manufactured. This vehicle may or may not contain some or most of the equipment and accessories listed as a result of the vehicle identification number equipment compilation provided by a third party source. This VIN equipment compilation is provided as a service by the dealer and a third party source and is in no way intended to serve as a warranty or list of actual equipment contained on the vehicle.