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What Cars Are Cheaper To Insure?

Used car at USA1


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What Cars Are Cheaper To Insure?

Suppose you currently own an old sports car thatís on the tail end of its lifespan. In this case, you are likely paying a significant amount of money to keep this car insured. With it being a sports car, it poses more risk, and old age means more maintenance problems. Since more risk means higher insurance rates, youíre probably paying much more than youíd like for your insurance.

Even if you havenít had this experience of paying a lot for insurance, itís probably something you want to avoid. Therefore, you should strive to find the cheapest cars to insure while looking for cars for sale in Elkhart or anywhere else, which will depend on several factors. As a certified Elkhart, Indiana used car dealership, we at USA-1 have a good understanding of which vehicles have the lowest interest rates. Hence, we want to assist you by informing you about the cheapest used cars for sale to insure and the factors that affect insurance rates.

1. How You Affect Insurance Rates

When looking for used cars for sale with lower interest rates, you should first understand that there are several personal factors that can influence an insurance rate. Because of this, insurance rates will vary from person to person. You can view some of the most significant factors below:

  • Age
  • State of Residence/Zip Code
  • Previous Violations
  • Yearly Mileage Estimate
  • Driving Record
  • Credit History
  • Gender
  • Marital Status

2. Insurance Rates By Safety Ratings

Whether you are shopping for cars for sale in Elkhart, or anywhere else, something you may notice about insurance rates is that they vary depending on a vehicleís safety ratings. With this being said, you should aim to find something with good safety if you want lower rates on your insurance. It should also be noted that not all vehicles with high safety ratings have low insurance rates. In many cases, this is because another factor may pose more risk, such as a high theft rate.

3. Trim Levels And Insurance Rates

While looking at cars for sale in Elkhart, or anywhere else, you will likely want to decide between several different trim levels. However, when it comes to trim, you should choose wisely because trim levels also have an impact on insurance rates. For example, if you want to make performance or tech upgrades, those upgrades will cost more to repair and maintain. Typically, this higher cost will in turn mean higher interest rates. Therefore, you should weigh your priorities before choosing to make upgrades. If you browse USA-1ís large stock of used cars near Elkhart, IN, our experts can help you to choose from our wide range of trim options.

4. Most Popular Cheap Cars To Insure

At this point, youíre probably wondering exactly which used cars for sale are the cheapest to insure. Because of their safety and maintenance costs, the list is primarily comprised of used SUVs and used trucks for sale. Below, you can see the list of the top ten vehicles to insure according to nerdwallet.com:

  • Subaru Outback
  • Subaru Forester
  • Honda CR-V
  • Jeep Wrangler
  • Hyundai Tucson
  • Mazda CX-5
  • Ford Escape
  • Honda Pilot
  • Chevrolet Equinox
  • Ford F-150

5. Cars To Avoid

During your visit to USA-1ís used car lot in Elkhart, Indiana, or any dealership near you, you should also note the vehicles to avoid when looking for low insurance rates. There are several factors that make these vehicles a risk to insurers, such as higher repair costs, theft rates, and accident rates. With this being said, you can take a look below to see the vehicles with the highest interest rates:

  • Sports Cars
  • High-End Luxury Cars
  • Electric Cars
  • Cars Most Target by Thieves

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Exterior: 
Black
Interior: 
Black 
Mileage:
31,259
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
LADH22
VIN:
2C3CDZAG9KH723446
Stock #:
723446
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Black 
Mileage:
18,925
Engine:
6cyl, 2.7L, 325.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
W1E
VIN:
1FTEW1EP7KFB79332
Stock #:
B79332
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$39,900
Exterior: 
Brown
Mileage:
41,948
Engine:
6cyl, 3.5L, 260.0hp
Model #: 
23618
VIN:
5N1AZ2MH4JN192383
Stock #:
192383
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Exterior: 
Black
Interior: 
Dark Ash with Jet Black Interi 
Mileage:
48,909
Engine:
8cyl, 5.3L, 355.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
CK15753
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2GCVKMEC7K1178022
Stock #:
178022
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$29,900
Exterior: 
Black
Mileage:
51,089
Engine:
8cyl, 5.0L, 435.0hp
Cab Type: 
2dr Car
Model #: 
P8F
VIN:
1FATP8FF7G5333639
Stock #:
333639
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$24,900
Exterior: 
Red
Interior: 
Black Leather
Mileage:
59,250
Engine:
6cyl, 3.6L, 295.0hp
Model #: 
WDEH75
VIN:
1C4RDJDG1JC404210
Stock #:
404210
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$24,900
Exterior: 
Black
Interior: 
Dark Ash with Jet Black Interi 
Mileage:
50,054
Engine:
6cyl, 4.3L, 285.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
CK15753
VIN:
1GCVKREH6HZ247100
Stock #:
247100
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$24,900
Exterior: 
Gray
Interior: 
Jet Black/Dark Titanium 
Mileage:
18,586
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
1GX69
VIN:
2G11Y5S38K9130255
Stock #:
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$22,900
Exterior: 
Blue
Interior: 
Dark Atmosphere/ Medium Ash Gr 
Mileage:
70,449
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
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USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 130298 a 2019 Chevrolet Malibu LS is ready to go with only 70,449 Miles along with a Blue Exterior and a Dark Atmosphere/ Medium Ash Gr Fabric Interior.Some of the Malibu more desirable features include...   Read More
Exterior: 
Blue
Mileage:
0
Engine:
4cyl, 1.4L, 138.0hp
Model #: 
1PZ69
VIN:
1G1PE5SB3E7278832
Stock #:
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$9,995
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership.Some of the Cruze more desirable features include Voice Command Features, Power Windows, Heated Front Seats, Turbocharged Engine, Onboard Hands-Free Communications System, Steering Wheel Audio Controls, Remote Engine Start,...   Read More
Exterior: 
Brown
Interior: 
Jet Black/Light Wheat 
Mileage:
42,771
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
1GY69
VIN:
2G1105S39H9180923
Stock #:
180923
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$17,900
Exterior: 
Gray
Interior: 
Jet Black Leather
Mileage:
34,933
Engine:
6cyl, 3.6L, 335.0hp
Model #: 
1AH37
VIN:
1G1FD1RS0J0108220
Stock #:
108220
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Charcoal 
Mileage:
47,742
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12619
VIN:
3N1AB7AP7KY377360
Stock #:
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$15,900
Exterior: 
Red
Interior: 
Charcoal 
Mileage:
41,162
Engine:
4cyl, 2.0L, 149.0hp
Model #: 
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Stock #:
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Exterior: 
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Mileage:
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Stock #:
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Exterior: 
Red
Interior: 
Dark Atmosphere/Medium Ash Gra 
Mileage:
58,760
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
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Stock #:
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$15,900
Exterior: 
Blue
Interior: 
Ivory 
Mileage:
19,538
Engine:
4cyl, 2.0L, 158.0hp
Model #: 
FC2F6LEW
VIN:
2HGFC2F66LH541936
Stock #:
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$19,900
Exterior: 
Blue
Interior: 
Ebony 
Mileage:
30,364
Engine:
4cyl, 2.0L, 250.0hp
Model #: 
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VIN:
2FMPK4J95KBC01368
Stock #:
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$24,900
Exterior: 
White
Interior: 
Black 
Mileage:
24,365
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
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VIN:
3C4PDCAB6JT428163
Stock #:
428163
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$14,900
Exterior: 
Silver
Interior: 
Medium Earth Gray 
Mileage:
34,216
Engine:
6cyl, 3.5L, 375.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
X1E
VIN:
1FTFX1EG0JFB63571
Stock #:
b63571
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$29,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
29,311
Engine:
6cyl, 3.6L, 335.0hp
Cab Type: 
2dr Car
Model #: 
1AG67
VIN:
1G1FB3DS5J0143845
Stock #:
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$29,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 143845 a 2018 Chevrolet Camaro 1LT is ready to go with only 29,311 Miles along with a Black Exterior and a Jet Black Fabric Interior.Some of the Camaro more desirable features include Steering Wheel...   Read More
Exterior: 
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Interior: 
Black 
Mileage:
16,331
Engine:
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Interior: 
Jet Black 
Mileage:
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Engine:
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Interior: 
Black 
Mileage:
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Interior: 
Black 
Mileage:
43,410
Engine:
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