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What Cars Are Cheaper To Insure?

Used car at USA1


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What Cars Are Cheaper To Insure?

Suppose you currently own an old sports car that’s on the tail end of its lifespan. In this case, you are likely paying a significant amount of money to keep this car insured. With it being a sports car, it poses more risk, and old age means more maintenance problems. Since more risk means higher insurance rates, you’re probably paying much more than you’d like for your insurance.

Even if you haven’t had this experience of paying a lot for insurance, it’s probably something you want to avoid. Therefore, you should strive to find the cheapest cars to insure while looking for cars for sale in Elkhart or anywhere else, which will depend on several factors. As a certified Elkhart, Indiana used car dealership, we at USA-1 have a good understanding of which vehicles have the lowest interest rates. Hence, we want to assist you by informing you about the cheapest used cars for sale to insure and the factors that affect insurance rates.

1. How You Affect Insurance Rates

When looking for used cars for sale with lower interest rates, you should first understand that there are several personal factors that can influence an insurance rate. Because of this, insurance rates will vary from person to person. You can view some of the most significant factors below:

  • Age
  • State of Residence/Zip Code
  • Previous Violations
  • Yearly Mileage Estimate
  • Driving Record
  • Credit History
  • Gender
  • Marital Status

2. Insurance Rates By Safety Ratings

Whether you are shopping for cars for sale in Elkhart, or anywhere else, something you may notice about insurance rates is that they vary depending on a vehicle’s safety ratings. With this being said, you should aim to find something with good safety if you want lower rates on your insurance. It should also be noted that not all vehicles with high safety ratings have low insurance rates. In many cases, this is because another factor may pose more risk, such as a high theft rate.

3. Trim Levels And Insurance Rates

While looking at cars for sale in Elkhart, or anywhere else, you will likely want to decide between several different trim levels. However, when it comes to trim, you should choose wisely because trim levels also have an impact on insurance rates. For example, if you want to make performance or tech upgrades, those upgrades will cost more to repair and maintain. Typically, this higher cost will in turn mean higher interest rates. Therefore, you should weigh your priorities before choosing to make upgrades. If you browse USA-1’s large stock of used cars near Elkhart, IN, our experts can help you to choose from our wide range of trim options.

4. Most Popular Cheap Cars To Insure

At this point, you’re probably wondering exactly which used cars for sale are the cheapest to insure. Because of their safety and maintenance costs, the list is primarily comprised of used SUVs and used trucks for sale. Below, you can see the list of the top ten vehicles to insure according to nerdwallet.com:

  • Subaru Outback
  • Subaru Forester
  • Honda CR-V
  • Jeep Wrangler
  • Hyundai Tucson
  • Mazda CX-5
  • Ford Escape
  • Honda Pilot
  • Chevrolet Equinox
  • Ford F-150

5. Cars To Avoid

During your visit to USA-1’s used car lot in Elkhart, Indiana, or any dealership near you, you should also note the vehicles to avoid when looking for low insurance rates. There are several factors that make these vehicles a risk to insurers, such as higher repair costs, theft rates, and accident rates. With this being said, you can take a look below to see the vehicles with the highest interest rates:

  • Sports Cars
  • High-End Luxury Cars
  • Electric Cars
  • Cars Most Target by Thieves

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Exterior: 
Red
Interior: 
Cashmere Leather
Mileage:
29,680
Engine:
6cyl, 3.5L, 260.0hp
Model #: 
23418
VIN:
5N1AZ2MH8JN158107
Stock #:
158107
Internet Price:  
$24,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 158107 a 2018 Nissan Murano AWD SL is ready to go with only 29,680 Miles, along with a Cayenne Red Metallic Exterior and a Cashmere Leather Interior.Some of the Murano more desirable features include Dual Power Seats, Hands Free Lift Gate,...   Read More
Exterior: 
Red
Interior: 
Dune Leather
Mileage:
36,349
Engine:
6cyl, 3.5L, 280.0hp
Model #: 
K4J
VIN:
2FMPK4J85JBB30307
Stock #:
B30307
Internet Price:  
$24,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# B30307 a 2018 Ford Edge SEL AWD is ready to go with only 36,349 Miles, along with a Burgundy Velvet Metallic Tinted Clearcoat Exterior and a Dune Leather Interior.Some of the Edge more desirable features include Power Windows,...   Read More
Exterior: 
Red
Interior: 
Jet Black 
Mileage:
15,846
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZD69
VIN:
1G1ZD5ST0JF258137
Stock #:
258137
Internet Price:  
$17,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 258137 a 2018 Chevrolet Malibu 4dr Sdn LT w/1LT FWD is ready to go with only 15,846 Miles, along with a Cajun Red Tintcoat Exterior and a Jet Black Fabric Interior.Some of the Malibu more desirable features include Accident...   Read More
Exterior: 
Black
Interior: 
Dark Ceramic 
Mileage:
16,722
Engine:
4cyl, 2.3L, 310.0hp
Model #: 
P8T
VIN:
1FA6P8THXK5167421
Stock #:
167421
Internet Price:  
$26,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 167421 a 2019 Ford Mustang EcoBoost is ready to go with only 16,722 Miles, along with a Shadow Black Exterior and a Dark Ceramic Fabric Interior.Some of the Mustang more desirable features include Paddle Shifters, Satellite Radio, Keyless...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
30,567
Engine:
4cyl, 2.4L, 180.0hp
Model #: 
BUJL74
VIN:
ZACCJBAB1JPH46247
Stock #:
H46247
Internet Price:  
$18,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# H46247 a 2018 Jeep Renegade Upland Edition 4x4 is ready to go with only 30,567 Miles along with a Anvil Exterior and a Black Fabric Interior.Some of the Renegade more desirable features include...   Read More
Exterior: 
Gold
Interior: 
Dune 
Mileage:
56,917
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2D
VIN:
1FAHP2D81HG112745
Stock #:
112745
Internet Price:  
$17,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 112745 a 2017 Ford Taurus SE FWD is ready to go with only 56,917 Miles, along with a White Gold Metallic Exterior and a Dune Fabric Interior.Some of the Taurus more desirable features include Satellite Radio, Power Windows,...   Read More
Exterior: 
Silver
Interior: 
Satin Black Leather
Mileage:
40,389
Engine:
6cyl, 3.3L, 290.0hp
Model #: 
74482
VIN:
5XYPKDA58JG422877
Stock #:
422877
Internet Price:  
$24,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 422877 a 2018 Kia Sorento SX V6 AWD is ready to go with only 40,389 Miles along with a Titanium Silver Exterior and a Satin Black Leather Interior.Some of the Sorento more desirable features include...   Read More
Exterior: 
White
Interior: 
Jet Black/Dark Titanium Leather
Mileage:
35,742
Engine:
6cyl, 3.6L, hp
Model #: 
1GY69
VIN:
2G11Z5S33K9138938
Stock #:
138938
Internet Price:  
$22,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 138938 a 2019 Chevrolet Impala 4dr Sdn LT w/1LT FWD is ready to go with only 35,742 Miles, along with a Summit White Exterior and a Jet Black/dark Titanium Leather Interior.Some of the Impala more desirable features include...   Read More
Exterior: 
Gray
Interior: 
Sport Interior Leather
Mileage:
41,867
Engine:
4cyl, 2.5L, 179.0hp
Model #: 
13118
VIN:
1N4AL3AP2JC284441
Stock #:
284441
Internet Price:  
$17,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 284441 a 2018 Nissan Altima 2.5 SR Midnight Edt. Sedan FWD is ready to go with only 41,867 Miles, along with a Gun Metallic Exterior and a Sport Interior Leather Interior.Some of the Altima more desirable features include...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
49,063
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WDEL75
VIN:
1C4RDJAG0JC187558
Stock #:
187558
Internet Price:  
$29,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 187558 a 2018 Dodge Durango SXT AWD is ready to go with only 49,063 Miles, along with a Octane Red Pearlcoat Exterior and a Black Fabric Interior.Some of the Durango more desirable features include Heated Mirrors, Rear Heat / AC, Roof /...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
15,970
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NV56
VIN:
1GNEVFKW0LJ270105
Stock #:
270105
Internet Price:  
$29,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 270105 a 2020 Chevrolet Traverse AWD 4dr LS w/1LS is ready to go with only 15,970 Miles, along with a Mosaic Black Metallic Exterior and a Jet Black Fabric Interior.Some of the Traverse more desirable features include Keyless Entry, Heated...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
16,598
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDE49
VIN:
3C4PDCBBXKT798452
Stock #:
798452
Internet Price:  
$18,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 798452 a 2019 Dodge Journey SE FWD is ready to go with only 16,598 Miles along with a Billet Clearcoat Exterior and a Black Fabric Interior.Some of the Journey more desirable features include Back-Up...   Read More
Exterior: 
Red
Interior: 
Medium Stone Leather
Mileage:
95,803
Engine:
6cyl, 3.7L, 305.0hp
Model #: 
P8A
VIN:
1ZVBP8AM1E5292897
Stock #:
292897
Internet Price:  
$9,995
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 292897 a 2014 Ford Mustang V6 Premium is ready to go with only 95,803 Miles along with a Ruby Red Metallic Tinted Clearcoat Exterior and a Medium Stone Leather Interior.Some of the Mustang more...   Read More
Exterior: 
Silver
Interior: 
Jet Black 
Mileage:
32,703
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZD69
VIN:
1G1ZD5ST2JF197213
Stock #:
197213
Internet Price:  
$17,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 197213 a 2018 Chevrolet Malibu 4dr Sdn LT w/1LT FWD is ready to go with only 32,703 Miles, along with a Silver Ice Metallic Exterior and a Jet Black Fabric Interior.Some of the Malibu more desirable features include Voice...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
39,629
Engine:
6cyl, 3.6L, 308.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
12N43
VIN:
1GCGTCEN6K1300358
Stock #:
300358
Internet Price:  
$32,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 300358 a 2019 Chevrolet Colorado 4WD Crew Cab 128.3" LT is ready to go with only 39,629 Miles, along with a Black Exterior and a Jet Black Fabric Interior.Some of the Colorado more desirable features include Accident Response, Back-Up...   Read More
Exterior: 
Black
Interior: 
Jet Black Leather
Mileage:
46,723
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NW56
VIN:
1GNEVGKW4JJ279859
Stock #:
279859
Internet Price:  
$29,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 279859 a 2018 Chevrolet Traverse AWD 4dr LT Cloth w/1LT is ready to go with only 46,723 Miles, along with a Black Currant Metallic Exterior and a Jet Black Leather Interior.Some of the Traverse more desirable features include WiFi Mobile...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
24,637
Engine:
6cyl, 3.6L, 335.0hp
Cab Type: 
2dr Car
Model #: 
1AG67
VIN:
1G1FB3DS9J0150295
Stock #:
150295
Internet Price:  
$28,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 150295 a 2018 Chevrolet Camaro 2dr Conv 1LT RWD is ready to go with only 24,637 Miles, along with a Black Exterior and a Jet Black Fabric Interior.Some of the Camaro more desirable features include Power Windows, Voice Command...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black Leather
Mileage:
35,584
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2J
VIN:
1FAHP2J81KG116046
Stock #:
116046
Internet Price:  
$24,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 116046 a 2019 Ford Taurus Limited AWD is ready to go with only 35,584 Miles, along with a Ingot Silver Metallic Exterior and a Charcoal Black Leather Interior.Some of the Taurus more desirable features include Accident...   Read More
Exterior: 
Green
Interior: 
Jet Black 
Mileage:
80,431
Engine:
4cyl, 1.4L, 138.0hp
Model #: 
1PX69
VIN:
1G1PC5SB4F7119941
Stock #:
119941
Internet Price:  
$9,995
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 119941 a 2015 Chevrolet Cruze 4dr Sdn Auto 1LT FWD is ready to go with only 80,431 Miles, along with a Rainforest Green Metallic Exterior and a Jet Black Fabric Interior.Some of the Cruze more desirable features include Voice Command...   Read More
Exterior: 
Silver
Interior: 
Mayan Gray/Umber 
Mileage:
39,766
Engine:
6cyl, 3.5L, 280.0hp
Model #: 
K4J
VIN:
2FMPK4J84JBB14759
Stock #:
B14759
Internet Price:  
$24,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# B14759 a 2018 Ford Edge SEL AWD is ready to go with only 39,766 Miles, along with a Ingot Silver Metallic Exterior and a Mayan Gray/umber Fabric Interior.Some of the Edge more desirable features include Dual Power Seats, Heated Mirrors,...   Read More
Exterior: 
Gray
Interior: 
Dark Atmosphere/ Medium Ash Gr 
Mileage:
27,077
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZB5STXKF130298
Stock #:
130298
Internet Price:  
$18,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 130298 a 2019 Chevrolet Malibu 4dr Sdn LS w/1LS FWD is ready to go with only 27,077 Miles along with a Shadow Gray Metallic Exterior and a Dark Atmosphere/ Medium Ash Gr Fabric Interior.Some of the...   Read More
Exterior: 
White
Interior: 
Stone 
Mileage:
84,135
Engine:
8cyl, 5.4L, 310.0hp
Model #: 
U1J
VIN:
1FMJU1J51DEF64382
Stock #:
F64382
Internet Price:  
$17,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# F64382 a 2013 Ford Expedition XLT is ready to go with only 84,135 Miles, along with a Oxford White Exterior and a Stone Fabric Interior.Some of the Expedition more desirable features include Fog Lights, Adjustable Pedals, Third Row Seat,...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
46,021
Engine:
4cyl, 2.4L, 180.0hp
Model #: 
MPJM74
VIN:
3C4NJDBB7KT597517
Stock #:
597517
Internet Price:  
$24,900
Exterior: 
Red
Interior: 
Ebony Leather
Mileage:
35,172
Engine:
4cyl, 2.0L, 240.0hp
Model #: 
J3D
VIN:
5LMCJ3D93HUL54600
Stock #:
L54600
Internet Price:  
$24,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# L54600 a 2017 Lincoln MKC Reserve AWD is ready to go with only 35,172 Miles along with a Burgundy Velvet Metallic Tinted Clearcoat Exterior and a Ebony Leather Interior.Some of the MKC more desirable...   Read More
Exterior: 
Black
Interior: 
Dark Slate Gray Leather
Mileage:
62,724
Engine:
4cyl, 2.4L, 172.0hp
Model #: 
MKJM74
VIN:
1C4NJRFB6FD217506
Stock #:
217506
Internet Price:  
$12,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# 217506 a 2015 Jeep Patriot 4WD 4dr High Altitude Edition is ready to go with only 62,724 Miles along with a Black Clearcoat Exterior and a Dark Slate Gray Leather Interior.Some of the Patriot more...   Read More
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