Index
Elkhart: 574-264-1001 
Goshen: 574-971-8484 
Contact Information

What Car Lots Donít Check Credit?

Get Credit at Elkhart, IN


Image
Image

What Car Lots Donít Check Credit?

Having poor or zero credit while searching for a vehicle can be challenging, especially when most dealerships determine loan eligibility based on credit scores. No matter if you are looking for a car dealership in Elkhart, Indiana, or anywhere else, it may feel impossible at times to find a dealership that doesnít check credit.

Fortunately, there are dealerships that donít check credit and cater to buyers in low credit situations. These dealerships offer services to buy here pay here near you, which allows you to finance a vehicle using factors other than credit scores. With this being said, youíre likely wondering how these car lots work and how to go about utilizing them. At USA-1, we want to help inform you about these dealerships; therefore, weíve compiled a list of six pieces of information about the buy here pay here experience.

1. How Does Buy Here Pay Here Work?Upon discovering dealerships that offer services to buy here pay here near you, you are probably wondering exactly how they work. As a car dealership in Elkhart, Indiana, that offers these services, we at USA-1 would like to give you an explanation on buy here pay here. Buy here pay here dealerships differ from normal dealerships in that they determine your loan eligibility on factors other than credit, such as income and your current living situation. Aside from this, some dealerships may also require other financial details to determine eligibility.

2. Impact On Your CreditThe next thing you should understand when getting any loan on a used car for sale near you is that a loan will always have a positive impact on your credit if you make payments on time. Hence, even though dealerships that offer buy here pay here near you donít check your credit, the loan you receive will still help you to get out of a poor credit situation.

3. Simple ProcessWhen you shop at buy here pay here dealerships, like USA-1ís car dealership in Elkhart, Indiana, one of the most significant things you will notice about these dealerships compared to normal dealerships is the simplicity of the process. Unlike normal dealerships, you wonít have to consider different financing options with different lenders, and it wonít take you multiple days to decide how a vehicle will be financed. Instead, you will be able to handle all financing in-house at the dealership, driving your dream car off the lot on the same day.

4. Limited Selection Of VehiclesOne downside of buy here pay here dealerships is the limited selection of vehicles from which you can choose. The reason for this is that buy here pay here dealerships determine your vehicle options based on your financial situation. For this reason, your selection may be limited depending on your financial situation. With this being said, you should still strive to find the ideal vehicle that suits you. For example, if you want an SUV to carry more cargo or passengers, you should find a buy here pay here dealership that specializes in used SUVs for sale near you.

5. Willing To Take Trade-InsTo counteract this limited selection, something you can do at buy here pay here dealerships is trading in. Suppose you have an old used truck for sale, and you canít manage to find a buyer. In this case, you could trade this truck in at the dealership, and it would open your vehicle options. A trade-in may also help to reduce your monthly payments and fees on a car.

6. Little To No Down Payment RequiredThe final thing you may be wondering about buy here pay here dealerships is whether or not you need to make a down payment. Luckily, most buy here pay here dealerships, like USA-1ís Elkhart used car dealer, donít require down payments, or they require only a small amount. With this being said, you should still keep in mind that a down payment will help you save money, lowering your monthly payments and initial fees.

Page  1  2  3
Used, 2018 Kia Sportage LX, Blue, 327092-1
Exterior: 
Blue
Mileage:
27,620
Engine:
4cyl, 2.4L, 181.0hp
Model #: 
42422
VIN:
KNDPMCAC1J7327092
Stock #:
327092
Internet Price:  
$16,900
Exterior: 
Black
Mileage:
33,659
Engine:
6cyl, 3.6L, 285.0hp
Cab Type: 
Convertible
Model #: 
JLJL74
VIN:
1C4HJXDG9JW297123
Stock #:
297123
Internet Price:  
$24,900
This used 2018 Jeep All-New Wrangler Unlimited Sport S is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Jeep All-New Wrangler Unlimited Sport S features a Black Clearcoat Exterior with a Fabric Interior and has only 33,659 miles.TECHNOLOGY FEATURES: This Jeep All-New...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
46,096
Engine:
6cyl, 3.6L, 295.0hp
Model #: 
WDEH75
VIN:
1C4RDJDG7LC297053
Stock #:
297053
Internet Price:  
$24,900
This used 2020 Dodge Durango GT is for sale today at our dealership in Elkhart, IN.This all wheel drive 2020 Dodge Durango GT features a Destroyer Gray Clearcoat Exterior with a Fabric Interior and has only 46,096 miles.TECHNOLOGY FEATURES: This Dodge Durango Includes: Infotainment System, Keyless...   Read More
Exterior: 
Blue
Mileage:
35,964
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NW56
VIN:
1GNEVGKW9LJ132214
Stock #:
132214
Internet Price:  
$29,900
This used 2020 Chevrolet Traverse LT Cloth is for sale today at our dealership in Elkhart, IN.This all wheel drive 2020 Chevrolet Traverse LT Cloth features a Midnight Blue Metallic Exterior with a Fabric Interior and has only 35,964 miles.TECHNOLOGY FEATURES: This Chevrolet Traverse Includes:...   Read More
Exterior: 
Silver
Mileage:
28,467
Engine:
6cyl, 3.5L, 284.0hp
Model #: 
25219
VIN:
5N1DR2MM7KC601869
Stock #:
601869
Internet Price:  
$22,900
This used 2019 Nissan Pathfinder SV is for sale today at our dealership in Elkhart, IN.This four wheel drive 2019 Nissan Pathfinder SV features a Brilliant Silver Metallic Exterior with a Fabric Interior and has only 28,467 miles.TECHNOLOGY FEATURES: This Nissan Pathfinder Includes: Infotainment...   Read More
Exterior: 
White
Interior: 
Black Leather
Mileage:
38,305
Engine:
6cyl, 3.2L, 271.0hp
Model #: 
KLJP74
VIN:
1C4PJMDX3JD545551
Stock #:
545551
Internet Price:  
$19,900
This used 2018 Jeep Cherokee Limited is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Jeep Cherokee Limited features a Bright White Clearcoat Exterior with a Leather Interior and has only 38,305 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: WiFi Mobile...   Read More
Exterior: 
White
Interior: 
Diesel Gray/Black 
Mileage:
40,425
Engine:
8cyl, 6.4L, 410.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
DJ7L91
VIN:
3C6UR5CJ0JG211275
Stock #:
211275
Internet Price:  
$34,900
This used 2018 Ram 2500 Tradesman is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Ram 2500 Tradesman features a Bright White Clearcoat Exterior with a Fabric Interior and has only 40,425 miles.TRADING IN? We will buy any make or model! Weíll pay top dollar for your...   Read More
Exterior: 
Silver
Interior: 
Jet Black 
Mileage:
31,382
Engine:
6cyl, 3.6L, 310.0hp
Model #: 
1NV56
VIN:
1GNEVFKW8JJ264081
Stock #:
264081
Internet Price:  
$24,900
This used 2018 Chevrolet Traverse LS is for sale today at our dealership in Elkhart, IN.This all wheel drive 2018 Chevrolet Traverse LS features a Silver Exterior with a Fabric Interior and has only 31,382 miles.TECHNOLOGY FEATURES: This Chevrolet Traverse Includes: WiFi Mobile Hotspot,...   Read More
Exterior: 
White
Interior: 
Medium Earth Gray 
Mileage:
55,422
Engine:
8cyl, 5.0L, 395.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
X1E
VIN:
1FTFX1E59LKF39418
Stock #:
F39418
Internet Price:  
$29,900
This used 2020 Ford F-150 XLT is for sale today at our dealership in Elkhart, IN.This four wheel drive 2020 Ford F-150 XLT features a White Exterior with a Fabric Interior and has only 55,422 miles.TECHNOLOGY FEATURES: This Ford F-150 Includes: WiFi Mobile Hotspot, Infotainment System, Remote...   Read More
Exterior: 
Brown
Interior: 
Jet Black 
Mileage:
49,873
Engine:
4cyl, 2.5L, 197.0hp
Model #: 
1GY69
VIN:
2G11Z5SA8K9152073
Stock #:
152073
Internet Price:  
$19,900
This used 2019 Chevrolet Impala LT is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Chevrolet Impala LT features a Brown Exterior with a Synthetic Leather Interior and has only 49,873 miles.TECHNOLOGY FEATURES: This Chevrolet Impala Includes: Infotainment System, WiFi...   Read More
Exterior: 
Black
Interior: 
Medium Light Stone 
Mileage:
29,867
Engine:
4cyl, 1.6L, 120.0hp
Cab Type: 
4dr Car
Model #: 
P4E
VIN:
3FADP4EJ3HM157123
Stock #:
157123
Internet Price:  
$10,900
This used 2017 Ford Fiesta SE is for sale today at our dealership in Elkhart, IN.This front wheel drive 2017 Ford Fiesta SE features a Black Exterior with a Fabric Interior and has only 29,867 miles.TECHNOLOGY FEATURES: This Ford Fiesta Includes: Infotainment System, Voice Command Features, Smart...   Read More
Exterior: 
Blue
Interior: 
Charcoal Leather
Mileage:
46,495
Engine:
4cyl, 2.5L, 170.0hp
Model #: 
22418
VIN:
5N1AT2MV8JC785893
Stock #:
785893
Internet Price:  
$19,900
This used 2018 Nissan Rogue SL is for sale today at our dealership in Elkhart, IN.This all wheel drive 2018 Nissan Rogue SL features a Blue Exterior with a Leather Interior and has only 46,495 miles.TECHNOLOGY FEATURES: This Nissan Rogue Includes: Remote Engine Start, Infotainment System,...   Read More
Exterior: 
Blue
Interior: 
Storm Gray 
Mileage:
27,190
Engine:
4cyl, 2.0L, 184.0hp
Model #: 
BW22VJ
VIN:
3VV0B7AX9MM042427
Stock #:
042427
Internet Price:  
$22,900
This used 2021 Volkswagen Tiguan S is for sale today at our dealership in Elkhart, IN.This all wheel drive 2021 Volkswagen Tiguan S features a Blue Exterior with a Fabric Interior and has only 27,190 miles.TECHNOLOGY FEATURES: This Volkswagen Tiguan Includes: WiFi Mobile Hotspot, Infotainment...   Read More
Exterior: 
Silver
Interior: 
Rock Creek 
Mileage:
38,938
Engine:
6cyl, 3.5L, 284.0hp
Model #: 
25210
VIN:
5N1DR2BMXLC588247
Stock #:
588247
Internet Price:  
$24,900
This used 2020 Nissan Pathfinder SV is for sale today at our dealership in Elkhart, IN.This four wheel drive 2020 Nissan Pathfinder SV features a Silver Exterior with a Fabric Interior and has only 38,938 miles.TECHNOLOGY FEATURES: This Nissan Pathfinder Includes: Remote Engine Start, Infotainment...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black Leather
Mileage:
42,574
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2F
VIN:
1FAHP2F88KG108664
Stock #:
108664
Internet Price:  
$19,900
This used 2019 Ford Taurus Limited is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Ford Taurus Limited features a Silver Exterior with a Leather Interior and has only 42,574 miles.TECHNOLOGY FEATURES: This Ford Taurus Includes: Remote Engine Start, Infotainment...   Read More
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
33,118
Engine:
4cyl, 1.5L, 179.0hp
Model #: 
U9G
VIN:
1FMCU9GD9HUA89503
Stock #:
A89503
Internet Price:  
$16,900
This used 2017 Ford Escape SE is for sale today at our dealership in Elkhart, IN.This four wheel drive 2017 Ford Escape SE features a Gray Exterior with a Fabric Interior and has only 33,118 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Infotainment System, Voice Command Features, SiriusXM...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
46,993
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZC5ST3LF107167
Stock #:
107167
Internet Price:  
$18,900
This used 2020 Chevrolet Malibu LS is for sale today at our dealership in Elkhart, IN.This front wheel drive 2020 Chevrolet Malibu LS features a Black Exterior with a Fabric Interior and has only 46,993 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: Infotainment System, WiFi Mobile...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
40,728
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WKJH74
VIN:
1C4RJFAG9JC500502
Stock #:
500502
Internet Price:  
$29,900
This used 2018 Jeep Grand Cherokee Altitude is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Jeep Grand Cherokee Altitude features a Gray Exterior with a Fabric Interior and has only 40,728 miles.TECHNOLOGY FEATURES: This Jeep Grand Cherokee Includes: Navigation...   Read More
Exterior: 
White
Interior: 
Light Neutral Leather
Mileage:
25,015
Engine:
4cyl, 2.5L, 197.0hp
Model #: 
4XZ26
VIN:
LRBFX2SA1KD144545
Stock #:
144545
Internet Price:  
$24,900
This used 2019 Buick Envision Essence is for sale today at our dealership in Elkhart, IN.This all wheel drive, drivetrain, all-wheel drive (all- 2019 Buick Envision Essence features a White Exterior with a Leather Interior and has only 25,015 miles.TECHNOLOGY FEATURES: This Buick Envision Includes:...   Read More
Exterior: 
Gray
Interior: 
Black Leather
Mileage:
50,241
Engine:
6cyl, 3.2L, 271.0hp
Model #: 
KLJP74
VIN:
1C4PJMDX3KD309385
Stock #:
309385
Internet Price:  
$19,900
This used 2019 Jeep Cherokee Limited is for sale today at our dealership in Elkhart, IN.This four wheel drive 2019 Jeep Cherokee Limited features a Gray Exterior with a Leather Interior and has only 50,241 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Infotainment System, Remote Engine...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
41,834
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDE49
VIN:
3C4PDCBB5KT856970
Stock #:
856970
Internet Price:  
$15,900
This used 2019 Dodge Journey SE is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Dodge Journey SE features a Gray Exterior with a Fabric Interior and has only 41,834 miles.TRADING IN? We will buy any make or model! Weíll pay top dollar for your vehicle even if you...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
29,734
Engine:
6cyl, 3.6L, 293.0hp
Model #: 
WDEL75
VIN:
1C4RDJAG9KC798965
Stock #:
798965
Internet Price:  
$24,900
This used 2019 Dodge Durango SXT Plus is for sale today at our dealership in Elkhart, IN.This all wheel drive 2019 Dodge Durango SXT Plus features a Gray Exterior with a Fabric Interior and has only 29,734 miles.TECHNOLOGY FEATURES: This Dodge Durango Includes: Infotainment System, Keyless Start,...   Read More
Exterior: 
Gray
Interior: 
Jet Black with Jet Black Accen Leather
Mileage:
11,483
Engine:
4cyl, 2.0L, 265.0hp
Model #: 
6AH69
VIN:
1G6AX5SX0K0135993
Stock #:
135993
Internet Price:  
$26,900
This used 2019 Cadillac CTS Sedan Luxury AWD is for sale today at our dealership in Elkhart, IN.This all wheel drive, drivetrain, all-wheel drive 2019 Cadillac CTS Sedan Luxury AWD features a Gray Exterior with a Leather Interior and has only 11,483 miles.TECHNOLOGY FEATURES: This Cadillac CTS Sedan...   Read More
Exterior: 
Silver
Interior: 
Medium Earth Gray 
Mileage:
36,960
Engine:
6cyl, 2.7L, 325.0hp
Cab Type: 
Crew Cab Pickup
Model #: 
W1E
VIN:
1FTEW1EP6JFA40078
Stock #:
A40078
Internet Price:  
$29,900
This used 2018 Ford F-150 XL is for sale today at our dealership in Elkhart, IN.This four wheel drive 2018 Ford F-150 XL features a Silver Exterior with a Fabric Interior and has only 36,960 miles.TRADING IN? We will buy any make or model! Weíll pay top dollar for your vehicle even if you decide...   Read More
Exterior: 
Black
Interior: 
Graphite 
Mileage:
28,496
Engine:
6cyl, 3.5L, 260.0hp
Model #: 
23010
VIN:
5N1AZ2AS8LN126793
Stock #:
126793
Internet Price:  
$24,900
This used 2020 Nissan Murano S is for sale today at our dealership in Elkhart, IN.This all wheel drive 2020 Nissan Murano S features a Black Exterior with a Fabric Interior and has only 28,496 miles.TECHNOLOGY FEATURES: This Nissan Murano Includes: Infotainment System, Keyless Start, SiriusXM...   Read More
Page  1  2  3
View ArticlesSave ThisPrint ThisTell A Friend