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Is it easier to get a loan on a new or used car with bad credit?


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Is it easier to get a loan on a new or used car with bad credit?

At USA-1, we make it easy and hassle-free to apply for a used car loan. Our team of experienced finance specialists works with a variety of lenders to help you secure the best possible financing for your budget and credit situation. Whether you have good credit, bad credit, or no credit, we are here to help you get into the Goshen used car of your dreams. We understand that financing a used car can be overwhelming, so we make the process simple and straightforward at our car lot near you. Our goal is to help you find a used car near you that you love and a payment plan that fits your budget. Let’s learn some more about applying for financing at our buy here, pay here near you.

Our buy here, pay here dealership is a type of used car dealership in Goshen, Indiana that offers in-house financing to customers who have poor credit or no credit history. Unlike traditional dealerships, where financing is arranged through third-party lenders, buy here, pay here dealerships like USA-1 provide financing directly to customers. Working with our bad credit car dealer near you can be beneficial for those who have been turned down for financing elsewhere or who have limited financial options. 

Getting a loan on a new or used car with bad credit can be challenging, but it is easier to get approved for a loan on a Goshen used car than a new one. Here are some reasons why:

  • Lower cost: Used cars typically cost less than new cars, which means a smaller loan amount and less risk for the lender.

  • Lower monthly payments: Since the loan amount is smaller, monthly payments are often more affordable. You’ll finance a lower amount at our car lot near you, which makes it easier to pay off your balance quickly.

  • Better chance of approval: With a lower loan amount and more affordable payments, lenders may be more willing to approve a loan for a Goshen used car, even with bad credit.

 

Don’t let your low credit score stand in between you and the used car for sale of your dreams. When you’re ready to get serious about buying a used car near you, there’s only one Goshen car lot you’ll need. USA-1 is honored to have the opportunity to serve you on the purchase of your next vehicle!

 
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Black
Interior: 
Charcoal Black Leather
Mileage:
42,708
Engine:
4cyl, 2.0L, 245.0hp
Model #: 
U9J
VIN:
1FMCU9J97HUE32149
Stock #:
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$15,900
Exterior: 
Blue
Interior: 
Black Leather
Mileage:
24,208
Engine:
4cyl, 2.5L, 186.0hp
Model #: 
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3MVDMBEM2LM139608
Stock #:
139608
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$24,900
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Interior: 
Graphite 
Mileage:
28,496
Engine:
6cyl, 3.5L, 260.0hp
Model #: 
23010
VIN:
5N1AZ2AS8LN126793
Stock #:
126793
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$24,900
Exterior: 
White
Interior: 
Black 
Mileage:
15,684
Engine:
4cyl, 2.0L, 188.0hp
Model #: 
A220W4
VIN:
WDD3G4FBXKW026359
Stock #:
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$26,900
Exterior: 
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Interior: 
Dune Leather
Mileage:
72,619
Engine:
6cyl, 3.5L, 288.0hp
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P2F
VIN:
1FAHP2F87JG118049
Stock #:
118049
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$15,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
68,535
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
1GY69
VIN:
1G11Z5S35KU104034
Stock #:
104034
Internet Price:  
$15,900
Exterior: 
Black
Interior: 
Gray 
Mileage:
92,223
Engine:
6cyl, 3.6L, 323.0hp
Model #: 
1EF37
VIN:
2G1FB1E31E9173786
Stock #:
173786
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$12,900
Exterior: 
Blue
Interior: 
Gray 
Mileage:
36,418
Engine:
4cyl, 2.0L, 152.0hp
Model #: 
LRB
VIN:
JF2GTABC1L8230236
Stock #:
230236
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$22,900
Exterior: 
Blue
Interior: 
Gray 
Mileage:
45,268
Engine:
4cyl, 2.0L, 152.0hp
Model #: 
JRD
VIN:
JF2GTABC9JH306931
Stock #:
306931
Internet Price:  
$19,900
Exterior: 
Silver
Interior: 
Sport 
Mileage:
14,107
Engine:
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Model #: 
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VIN:
1N4BL4CW5LC132767
Stock #:
132767
Internet Price:  
$24,900
Exterior: 
Blue
Interior: 
Medium Light Stone 
Mileage:
41,951
Engine:
4cyl, 1.5L, 179.0hp
Model #: 
U9G
VIN:
1FMCU9GD8KUB60441
Stock #:
B60441
Internet Price:  
$19,900
Exterior: 
Green
Interior: 
Dark Earth Gray 
Mileage:
71,937
Engine:
6cyl, 3.5L, 282.0hp
Cab Type: 
Regular Cab Pickup
Model #: 
F1E
VIN:
1FTMF1E82GKF14550
Stock #:
F14550
Internet Price:  
$17,900
Exterior: 
Red
Interior: 
Satin Black 
Mileage:
24,371
Engine:
4cyl, 2.4L, 185.0hp
Model #: 
73422
VIN:
5XYPGDA3XKG536557
Stock #:
536557
Internet Price:  
$19,900
Exterior: 
Red
Interior: 
Jet Black/Dark Ash 
Mileage:
47,520
Engine:
6cyl, 3.6L, 308.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
12M53
VIN:
1GCHTBEN5H1221786
Stock #:
221786
Internet Price:  
$19,900
Exterior: 
Black
Interior: 
Black 
Mileage:
31,259
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
LADH22
VIN:
2C3CDZAG9KH723446
Stock #:
723446
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Dark Ash with Jet Black Interi 
Mileage:
48,909
Engine:
8cyl, 5.3L, 355.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
CK15753
VIN:
2GCVKMEC7K1178022
Stock #:
178022
Internet Price:  
$29,900
Exterior: 
Black
Mileage:
51,089
Engine:
8cyl, 5.0L, 435.0hp
Cab Type: 
2dr Car
Model #: 
P8F
VIN:
1FATP8FF7G5333639
Stock #:
333639
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Dark Ash with Jet Black Interi 
Mileage:
50,054
Engine:
6cyl, 4.3L, 285.0hp
Cab Type: 
Extended Cab Pickup
Model #: 
CK15753
VIN:
1GCVKREH6HZ247100
Stock #:
247100
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$24,900
Exterior: 
Gray
Interior: 
Jet Black/Dark Titanium 
Mileage:
18,586
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
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VIN:
2G11Y5S38K9130255
Stock #:
130255
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$22,900
Exterior: 
Blue
Mileage:
0
Engine:
4cyl, 1.4L, 138.0hp
Model #: 
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USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership.Some of the Cruze more desirable features include Voice Command Features, Power Windows, Heated Front Seats, Turbocharged Engine, Onboard Hands-Free Communications System, Steering Wheel Audio Controls, Remote Engine Start,...   Read More
Exterior: 
Gray
Interior: 
Jet Black Leather
Mileage:
34,933
Engine:
6cyl, 3.6L, 335.0hp
Model #: 
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VIN:
1G1FD1RS0J0108220
Stock #:
108220
Internet Price:  
$24,900
Exterior: 
Black
Interior: 
Charcoal 
Mileage:
47,742
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12619
VIN:
3N1AB7AP7KY377360
Stock #:
377360
Internet Price:  
$15,900
Exterior: 
Other
Mileage:
7,428
VIN:
1HD1KDM18GB662821
Stock #:
662821
Internet Price:  
$16,900
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Blue
Interior: 
Ivory 
Mileage:
19,538
Engine:
4cyl, 2.0L, 158.0hp
Model #: 
FC2F6LEW
VIN:
2HGFC2F66LH541936
Stock #:
541936
Internet Price:  
$19,900
Exterior: 
Blue
Interior: 
Ebony 
Mileage:
30,364
Engine:
4cyl, 2.0L, 250.0hp
Model #: 
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VIN:
2FMPK4J95KBC01368
Stock #:
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Internet Price:  
$24,900
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