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Is it better to get an auto loan from a dealership?


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Is it better to get an auto loan from a dealership?

USA-1 is the premier Elkhart car dealership for getting an auto loan. Our buy here pay here near you provides competitive rates, flexible terms, and a wide variety of options to fit your needs. From certain credit types to personalized services, USA-1's team of professionals can make sure you get the best deal on your car loan. Plus, we have a long history of working with customers to ensure satisfaction and peace of mind throughout the process. So if you're ready to get an auto loan, USA-1 is the trusted source for all your vehicle financing needs.

 

A buy here pay here dealership is an Elkhart car dealership that specializes in offering loans directly to customers, usually without the need for a credit check. Our type of dealership typically works with customers who have poor credit histories or no credit at all, and offers loans that are more accessible to bad credit customers than loans offered by other lenders. Our buy here pay here near you can be an attractive option for those looking to purchase a vehicle but do not qualify for traditional financing. With thorough research and due diligence, buy here pay here dealerships can be an excellent way to get financing when done correctly.

  • Lower Interest Rates: Our Elkhart car dealership has access to more competitive interest rates than other lenders, so you can potentially save money in the long run by getting your loan from a dealership.

  • Flexibility and Convenience: Our buy here, pay here near you offers more flexibility when it comes to financing options, allowing you to customize the terms of your loan to fit your needs. This means that you can get an auto loan near you that works for you without having to shop around for different lenders.

  • No Prepayment Penalties: USA-1 does not charge prepayment penalties if you pay off your loan early, meaning you could save money in interest on your used car for sale over time if you choose to do so.

  • Personalized Service: USA-1 offers an experienced team of professionals who are dedicated to helping their customers get the best financing for their Elkhart used cars, which can be especially beneficial for those with less-than-perfect credit scores.

  • Reliability and Trustworthiness: Our reputable buy here, pay here car lot is likely more trustworthy than some online lenders, so you can rest assured that we will make sure your financial information is secure and respected throughout the process.





 

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Exterior: 
Blue
Interior: 
Jet Black/Medium Titanium 
Mileage:
78,774
Engine:
4cyl, 1.8L, 138.0hp
Model #: 
1PL69
VIN:
1G1PC5SH5G7208973
Stock #:
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Internet Price:  
$10,900
In Need of Dealer Direct Financing in Elkhart ? Then Stock# 208973 a 2016 Chevrolet Cruze Limited LS is ready to go with only 78,774 Miles, along with a Blue Ray Metallic Exterior and a Jet Black/medium Titanium Fabric Interior.Some of the Cruze Limited more desirable features include Onboard...   Read More
Exterior: 
Black
Interior: 
Gray 
Mileage:
92,223
Engine:
6cyl, 3.6L, 323.0hp
Model #: 
1EF37
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2G1FB1E31E9173786
Stock #:
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$12,900
Exterior: 
Black
Interior: 
Black 
Mileage:
38,007
Engine:
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Model #: 
48412F45
VIN:
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Stock #:
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Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 431019 a 2019 Hyundai Elantra SE is ready to go with only 38,007 Miles, along with a Black Exterior and a Black Fabric Interior.Some of the Elantra more desirable features include Keyless Entry, Steering Wheel Audio Controls,...   Read More
Exterior: 
White
Interior: 
Black 
Mileage:
24,365
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDH49
VIN:
3C4PDCAB6JT428163
Stock #:
428163
Internet Price:  
$14,900
Exterior: 
White
Interior: 
Gray 2-Tone 
Mileage:
42,501
Engine:
4cyl, 1.6L, 130.0hp
Cab Type: 
4dr Car
Model #: 
B1512
VIN:
KNDJN2A2XK7016816
Stock #:
016816
Internet Price:  
$15,900
Exterior: 
Gold
Interior: 
Dune 
Mileage:
56,917
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2D
VIN:
1FAHP2D81HG112745
Stock #:
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Internet Price:  
$15,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 112745 a 2017 Ford Taurus SE FWD is ready to go with only 56,917 Miles, along with a White Gold Metallic Exterior and a Dune Fabric Interior.Some of the Taurus more desirable features include Dual Power Seats, Power Windows,...   Read More
Exterior: 
White
Mileage:
47,122
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
47413F45
VIN:
5NPD74LF4JH334833
Stock #:
334833
Internet Price:  
$15,900
Exterior: 
Gray
Interior: 
Black 
Mileage:
34,381
Engine:
4cyl, 1.6L, 130.0hp
Cab Type: 
4dr Car
Model #: 
B1512
VIN:
KNDJN2A29K7643457
Stock #:
643457
Internet Price:  
$15,900
Exterior: 
Black
Interior: 
Charcoal 
Mileage:
47,742
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12619
VIN:
3N1AB7AP7KY377360
Stock #:
377360
Internet Price:  
$15,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
68,535
Engine:
6cyl, 3.6L, 305.0hp
Model #: 
1GY69
VIN:
1G11Z5S35KU104034
Stock #:
104034
Internet Price:  
$15,900
Exterior: 
Silver
Interior: 
Dune Leather
Mileage:
72,619
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
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VIN:
1FAHP2F87JG118049
Stock #:
118049
Internet Price:  
$15,900
Exterior: 
White
Interior: 
Jet Black 
Mileage:
73,485
Engine:
4cyl, 2.4L, 182.0hp
Model #: 
TLG26
VIN:
2GKFLSEK0G6294660
Stock #:
294660
Internet Price:  
$16,900
Exterior: 
Other
Mileage:
7,428
VIN:
1HD1KDM18GB662821
Stock #:
662821
Internet Price:  
$16,900
Exterior: 
Black
Interior: 
Charcoal Leather
Mileage:
29,671
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12319
VIN:
3N1AB7AP2KY207794
Stock #:
207794
Internet Price:  
$17,900
Exterior: 
White
Interior: 
Black 
Mileage:
18,344
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDH49
VIN:
3C4PDCAB1LT207444
Stock #:
207444
Internet Price:  
$17,900
Exterior: 
White
Interior: 
Jet Black/Galvanized 
Mileage:
16,135
Engine:
4cyl, 1.4L, 153.0hp
Model #: 
1BR69
VIN:
1G1BC5SM1K7132829
Stock #:
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Internet Price:  
$17,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 132829 a 2019 Chevrolet Cruze LS is ready to go with only 16,135 Miles, along with a Summit White Exterior and a Jet Black/galvanized Fabric Interior.Some of the Cruze more desirable features include Turbocharged Engine,...   Read More
Exterior: 
Red
Interior: 
Jet Black 
Mileage:
15,846
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZD69
VIN:
1G1ZD5ST0JF258137
Stock #:
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Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 258137 a 2018 Chevrolet Malibu 4dr Sdn LT w/1LT FWD is ready to go with only 15,846 Miles, along with a Cajun Red Tintcoat Exterior and a Jet Black Fabric Interior.Some of the Malibu more desirable features include Accident...   Read More
Exterior: 
Blue
Interior: 
Gray 
Mileage:
48,438
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
C3422
VIN:
3KPF24AD2KE060370
Stock #:
060370
Internet Price:  
$17,900
Exterior: 
Green
Interior: 
Dark Earth Gray 
Mileage:
71,937
Engine:
6cyl, 3.5L, 282.0hp
Cab Type: 
Regular Cab Pickup
Model #: 
F1E
VIN:
1FTMF1E82GKF14550
Stock #:
F14550
Internet Price:  
$17,900
Exterior: 
Gray
Interior: 
Black 
Mileage:
28,762
Engine:
4cyl, 2.4L, 180.0hp
Model #: 
BUJL74
VIN:
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Stock #:
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Internet Price:  
$18,900
USA-1 Auto Sales Elkhart Is a Premiere Buy Here Pay Here Dealership! Let's take a look at Stock# H80142 a 2018 Jeep Renegade Upland Edition 4x4 is ready to go with only 28,762 Miles along with a Granite Crystal Metallic Clearcoat Exterior and a Black Fabric Interior.Some of the Renegade more...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
42,921
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZB5ST8KF117629
Stock #:
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Internet Price:  
$18,900
Exterior: 
Black
Interior: 
Black 
Mileage:
30,227
Engine:
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Model #: 
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VIN:
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Stock #:
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Internet Price:  
$18,900
Exterior: 
Black
Interior: 
Black Leather
Mileage:
7,107
Engine:
4cyl, 2.0L, 147.0hp
Cab Type: 
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Model #: 
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VIN:
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Stock #:
011918
Internet Price:  
$19,900
Looking for the Best Buy Here Pay Here Solution in Elkhart ? Then Stock# 011918 a 2019 Hyundai Veloster 2.0 is ready to go with only 7,107 Miles, along with a Phantom Black Exterior and a Black Leather Interior.Some of the Veloster more desirable features include Remote Engine Start, Electronic...   Read More
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Interior: 
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Mileage:
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Engine:
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Exterior: 
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Interior: 
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Mileage:
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Engine:
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