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Is it better to get an auto loan from a dealership?


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Is it better to get an auto loan from a dealership?

USA-1 is the premier Elkhart car dealership for getting an auto loan. Our buy here pay here near you provides competitive rates, flexible terms, and a wide variety of options to fit your needs. From certain credit types to personalized services, USA-1's team of professionals can make sure you get the best deal on your car loan. Plus, we have a long history of working with customers to ensure satisfaction and peace of mind throughout the process. So if you're ready to get an auto loan, USA-1 is the trusted source for all your vehicle financing needs.

 

A buy here pay here dealership is an Elkhart car dealership that specializes in offering loans directly to customers, usually without the need for a credit check. Our type of dealership typically works with customers who have poor credit histories or no credit at all, and offers loans that are more accessible to bad credit customers than loans offered by other lenders. Our buy here pay here near you can be an attractive option for those looking to purchase a vehicle but do not qualify for traditional financing. With thorough research and due diligence, buy here pay here dealerships can be an excellent way to get financing when done correctly.

  • Lower Interest Rates: Our Elkhart car dealership has access to more competitive interest rates than other lenders, so you can potentially save money in the long run by getting your loan from a dealership.

  • Flexibility and Convenience: Our buy here, pay here near you offers more flexibility when it comes to financing options, allowing you to customize the terms of your loan to fit your needs. This means that you can get an auto loan near you that works for you without having to shop around for different lenders.

  • No Prepayment Penalties: USA-1 does not charge prepayment penalties if you pay off your loan early, meaning you could save money in interest on your used car for sale over time if you choose to do so.

  • Personalized Service: USA-1 offers an experienced team of professionals who are dedicated to helping their customers get the best financing for their Elkhart used cars, which can be especially beneficial for those with less-than-perfect credit scores.

  • Reliability and Trustworthiness: Our reputable buy here, pay here car lot is likely more trustworthy than some online lenders, so you can rest assured that we will make sure your financial information is secure and respected throughout the process.





 

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Exterior: 
Red
Interior: 
Ebony 
Mileage:
78,898
Engine:
4cyl, 2.5L, 175.0hp
Model #: 
P0H
VIN:
3FA6P0H73JR174496
Stock #:
174496
Internet Price:  
$12,900
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
38,918
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
1ZD69
VIN:
1G1ZD5ST7JF182948
Stock #:
182948
Internet Price:  
$14,900
This used 2018 Chevrolet Malibu LT is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu LT features a Mosaic Black Metallic Exterior with a Fabric Interior and has only 38,918 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Wireless...   Read More
Exterior: 
White
Interior: 
Gray 2-Tone 
Mileage:
42,501
Engine:
4cyl, 1.6L, 130.0hp
Cab Type: 
4dr Car
Model #: 
B1512
VIN:
KNDJN2A2XK7016816
Stock #:
016816
Internet Price:  
$15,900
This used 2019 Kia Soul Base is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Kia Soul Base features a White Exterior with a Fabric Interior and has only 42,501 miles.TECHNOLOGY FEATURES: This Kia Soul Includes: Infotainment System, SiriusXM Satellite Radio, Bluetooth...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
61,844
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDE49
VIN:
3C4PDCBBXKT798452
Stock #:
798452
Internet Price:  
$15,900
This used 2019 Dodge Journey SE FWD is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Dodge Journey SE FWD features a Billet Clearcoat Exterior with a Fabric Interior and has only 61,844 miles.TECHNOLOGY FEATURES: This Dodge Journey Includes: Infotainment System,...   Read More
Exterior: 
Gold
Interior: 
Dune 
Mileage:
56,917
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2D
VIN:
1FAHP2D81HG112745
Stock #:
112745
Internet Price:  
$15,900
This used 2017 Ford Taurus SE FWD is for sale today at our dealership in Elkhart, IN.This front wheel drive 2017 Ford Taurus SE FWD features a White Gold Metallic Exterior with a Fabric Interior and has only 56,917 miles.TECHNOLOGY FEATURES: This Ford Taurus Includes: Voice Command Features,...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
34,381
Engine:
4cyl, 1.6L, 130.0hp
Cab Type: 
4dr Car
Model #: 
B1512
VIN:
KNDJN2A29K7643457
Stock #:
643457
Internet Price:  
$15,900
This used 2019 Kia Soul Base is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Kia Soul Base features a Gray Exterior with a Fabric Interior and has only 34,381 miles.TECHNOLOGY FEATURES: This Kia Soul Includes: Infotainment System, SiriusXM Satellite Radio, Bluetooth...   Read More
Exterior: 
Black
Interior: 
Charcoal 
Mileage:
47,742
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12619
VIN:
3N1AB7AP7KY377360
Stock #:
377360
Internet Price:  
$15,900
This used 2019 Nissan Sentra SV is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Nissan Sentra SV features a Black Exterior with a Fabric Interior and has only 47,742 miles.TECHNOLOGY FEATURES: This Nissan Sentra Includes: Infotainment System, Keyless Start, Bluetooth...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
41,834
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDE49
VIN:
3C4PDCBB5KT856970
Stock #:
856970
Internet Price:  
$15,900
This used 2019 Dodge Journey SE is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Dodge Journey SE features a Gray Exterior with a Fabric Interior and has only 41,834 miles.TRADING IN? We will buy any make or model! We’ll pay top dollar for your vehicle even if you...   Read More
Exterior: 
White
Interior: 
Jet Black 
Mileage:
73,485
Engine:
4cyl, 2.4L, 182.0hp
Model #: 
TLG26
VIN:
2GKFLSEK0G6294660
Stock #:
294660
Internet Price:  
$16,900
This used 2016 GMC Terrain SLE is for sale today at our dealership in Elkhart, IN.This all wheel drive 2016 GMC Terrain SLE features a White Exterior with a Fabric Interior and has only 73,485 miles.TECHNOLOGY FEATURES: This GMC Terrain Includes: WiFi Mobile Hotspot, Voice Command Features,...   Read More
Exterior: 
Other
Mileage:
7,428
VIN:
1HD1KDM18GB662821
Stock #:
662821
Internet Price:  
$16,900
Exterior: 
Gray
Interior: 
Charcoal Black 
Mileage:
33,118
Engine:
4cyl, 1.5L, 179.0hp
Model #: 
U9G
VIN:
1FMCU9GD9HUA89503
Stock #:
A89503
Internet Price:  
$16,900
This used 2017 Ford Escape SE is for sale today at our dealership in Elkhart, IN.This four wheel drive 2017 Ford Escape SE features a Gray Exterior with a Fabric Interior and has only 33,118 miles.TECHNOLOGY FEATURES: This Ford Escape Includes: Infotainment System, Voice Command Features, SiriusXM...   Read More
Exterior: 
Black
Interior: 
Charcoal Leather
Mileage:
29,671
Engine:
4cyl, 1.8L, 124.0hp
Model #: 
12319
VIN:
3N1AB7AP2KY207794
Stock #:
207794
Internet Price:  
$17,900
This used 2019 Nissan Sentra SL is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Nissan Sentra SL features a Black Exterior with a Leather Interior and has only 29,671 miles.TECHNOLOGY FEATURES: This Nissan Sentra Includes: Infotainment System, Premium Sound System,...   Read More
Exterior: 
White
Interior: 
Black 
Mileage:
18,344
Engine:
4cyl, 2.4L, 173.0hp
Model #: 
JCDH49
VIN:
3C4PDCAB1LT207444
Stock #:
207444
Internet Price:  
$17,900
This used 2020 Dodge Journey SE Value is for sale today at our dealership in Elkhart, IN.This front wheel drive 2020 Dodge Journey SE Value features a White Exterior with a Fabric Interior and has only 18,344 miles.TRADING IN? We will buy any make or model! We’ll pay top dollar for your vehicle...   Read More
Exterior: 
White
Interior: 
Jet Black/Galvanized 
Mileage:
16,135
Engine:
4cyl, 1.4L, 153.0hp
Model #: 
1BR69
VIN:
1G1BC5SM1K7132829
Stock #:
132829
Internet Price:  
$17,900
This used 2019 Chevrolet Cruze LS is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Chevrolet Cruze LS features a Summit White Exterior with a Fabric Interior and has only 16,135 miles.TECHNOLOGY FEATURES: This Chevrolet Cruze Includes: WiFi Mobile Hotspot, Apple...   Read More
Exterior: 
Blue
Interior: 
Gray 
Mileage:
48,438
Engine:
4cyl, 2.0L, 147.0hp
Model #: 
C3422
VIN:
3KPF24AD2KE060370
Stock #:
060370
Internet Price:  
$17,900
This used 2019 Kia Forte LXS is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Kia Forte LXS features a Blue Exterior with a Fabric Interior and has only 48,438 miles.TECHNOLOGY FEATURES: This Kia Forte Includes: Bluetooth Connection, Smart Device Integration,...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
30,227
Engine:
4cyl, 2.4L, 185.0hp
Model #: 
53222
VIN:
5XXGT4L3XKG350207
Stock #:
350207
Internet Price:  
$18,900
This used 2019 Kia Optima LX is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Kia Optima LX features a Black Exterior with a Fabric Interior and has only 30,227 miles.TECHNOLOGY FEATURES: This Kia Optima Includes: Bluetooth Connection, Smart Device Integration,...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
46,993
Engine:
4cyl, 1.5L, 160.0hp
Model #: 
1ZC69
VIN:
1G1ZC5ST3LF107167
Stock #:
107167
Internet Price:  
$18,900
This used 2020 Chevrolet Malibu LS is for sale today at our dealership in Elkhart, IN.This front wheel drive 2020 Chevrolet Malibu LS features a Black Exterior with a Fabric Interior and has only 46,993 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: Infotainment System, WiFi Mobile...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
34,613
Engine:
6cyl, 3.6 L, 283 HP
Model #: 
RTKH53
VIN:
2C4RDGBGXKR790379
Stock #:
790379
Internet Price:  
$18,900
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Billet Clearcoat Exterior with a Fabric Interior and has only 34,613 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key, Digital Media...   Read More
Exterior: 
Black
Interior: 
Ebony Leather
Mileage:
40,689
Engine:
4cyl, 2.3L, 310.0hp
Model #: 
P8T
VIN:
1FA6P8TH6H5234749
Stock #:
474917
Internet Price:  
$19,900
This used 2017 Ford Mustang EcoBoost is for sale today at our dealership in Elkhart, IN.This rear wheel drive 2017 Ford Mustang EcoBoost features a Shadow Black Exterior with a Leather Interior and has only 40,689 miles.TECHNOLOGY FEATURES: This Ford Mustang Includes: Premium Sound System, Keyless...   Read More
Exterior: 
Black
Interior: 
Black Leather
Mileage:
7,107
Engine:
4cyl, 2.0L, 147.0hp
Cab Type: 
Hatchback
Model #: 
F1302F45
VIN:
KMHTG6AF1K4011918
Stock #:
011918
Internet Price:  
$19,900
This used 2019 Hyundai Veloster 2.0 is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Hyundai Veloster 2.0 features a Phantom Black Exterior with a Leather Interior and has only 7,107 miles.TECHNOLOGY FEATURES: This Hyundai Veloster Includes: Remote Engine Start,...   Read More
Exterior: 
Gray
Interior: 
Satin Black 
Mileage:
39,335
Engine:
6cyl, 3.3L, 290.0hp
Model #: 
74422
VIN:
5XYPGDA55KG441406
Stock #:
441406
Internet Price:  
$19,900
This used 2019 Kia Sorento LX V6 is for sale today at our dealership in Elkhart, IN.This all wheel drive 2019 Kia Sorento LX V6 features a Gravity Grey Exterior with a Fabric Interior and has only 39,335 miles.TECHNOLOGY FEATURES: This Kia Sorento Includes: Apple CarPlay Capable, Android Auto by...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
29,478
Engine:
4cyl, 2.0L, 245.0hp
Model #: 
P0T
VIN:
3FA6P0T93KR271465
Stock #:
271465
Internet Price:  
$19,900
This used 2019 Ford Fusion SE AWD is for sale today at our dealership in Elkhart, IN.This all wheel drive 2019 Ford Fusion SE AWD features a Agate Black Exterior with a Fabric Interior and has only 29,478 miles.TECHNOLOGY FEATURES: This Ford Fusion Includes: WiFi Mobile Hotspot, Android Auto by...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
14,302
Engine:
4cyl, 2.4L, 185.0hp
Model #: 
53222
VIN:
5XXGT4L32KG362805
Stock #:
362805
Internet Price:  
$19,900
This used 2019 Kia Optima LX is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Kia Optima LX features a Blue Exterior with a Fabric Interior and has only 14,302 miles.TECHNOLOGY FEATURES: This Kia Optima Includes: Smart Device Integration, Bluetooth Connection,...   Read More
Exterior: 
Blue
Interior: 
Ivory 
Mileage:
19,538
Engine:
4cyl, 2.0L, 158.0hp
Model #: 
FC2F6LEW
VIN:
2HGFC2F66LH541936
Stock #:
541936
Internet Price:  
$19,900
This used 2020 Honda Civic LX is for sale today at our dealership in Elkhart, IN.This front wheel drive 2020 Honda Civic LX features a Blue Exterior with a Fabric Interior and has only 19,538 miles.TECHNOLOGY FEATURES: This Honda Civic Includes: Bluetooth Connection, Electronic Messaging...   Read More
Exterior: 
Silver
Interior: 
Charcoal Black Leather
Mileage:
42,574
Engine:
6cyl, 3.5L, 288.0hp
Model #: 
P2F
VIN:
1FAHP2F88KG108664
Stock #:
108664
Internet Price:  
$19,900
This used 2019 Ford Taurus Limited is for sale today at our dealership in Elkhart, IN.This front wheel drive 2019 Ford Taurus Limited features a Silver Exterior with a Leather Interior and has only 42,574 miles.TECHNOLOGY FEATURES: This Ford Taurus Includes: Remote Engine Start, Infotainment...   Read More
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