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Can I get a good car with a bad credit score?


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Can I get a good car with a bad credit score?

At USA-1, we understand that having a bad credit score can make it challenging to get into a nice car. However, we believe that everyone deserves a reliable and comfortable vehicle, regardless of their credit history. That's why we specialize in helping customers with bad credit scores find the Elkhart used car of their dreams. Our team of finance experts will work with you to secure a loan that fits your budget and gets you into a car you'll love at our bad credit car dealership near you. Don't let your credit score hold you back from driving the car you deserve - visit USA-1 today.

Having a low credit score can make it challenging to secure financing for an Elkhart used car, but at USA-1, we specialize in helping customers with bad credit get into the vehicle they want. Here are some advantages of choosing dealer financing at USA-1:

  • Easier approval process: Unlike traditional lenders, dealer financing is often more lenient with credit scores and can approve customers with bad credit. Our bad credit car dealership near you has many years of experience helping customers with problematic financial health get into safe and reliable cars.

  • Wide selection of vehicles: With dealer financing, you have access to a wide selection of used cars, trucks, and SUVs that fit your budget and needs. Having such a broad inventory of used cars for sale near you to choose from improves your odds of finding the ideal model. Whether you’re shopping for a car, SUV, or used truck for sale near you, USA-1 has a selection that you will appreciate!

  • Build credit: By making on-time payments on your dealer financing, you can improve your credit score over time. Our buy here, pay here in Elkhart, Indiana wants to help you plan for a brighter financial future.

  • Personalized service: The financing team at USA-1 works closely with each customer to find the best financing option for their unique situation.

  • Convenience: You can apply for dealer financing right at the same USA-1 location where you purchase your used car for sale in Elkhart, making the process more convenient and streamlined.

 

When applying for a car loan at our bad credit car dealership near you, there are several important documents that you will need to bring with you. USA-1 offers in-house financing and will be more flexible with credit scores, making our buy here, pay here in Elkhart, Indiana a good option for those with poor credit. To ensure a smooth application process, it's important to come prepared with the following:

  • Proof of income (pay stubs, bank statements, etc.)

  • Proof of residency (utility bill, lease agreement, etc.)

  • Valid driver's license

  • Down payment (if required)

  • References (personal and/or professional)

  • Insurance information

By having these documents ready, you can help streamline the loan application process and increase your chances of financing the ideal Elkhart used car.

 

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Exterior: 
White
Interior: 
Saddle Brown 
Mileage:
45,400
Engine:
6cyl, 3 L, 300 HP
Model #: 
90611
VIN:
JN1EV7CR3MM754988
Stock #:
754988
Internet Price:  
$24,900
This used 2021 INFINITI Q50 SIGNATURE EDITION AWD is for sale today at our dealership in Elkhart, IN.This awd 2021 INFINITI Q50 SIGNATURE EDITION AWD features a Majestic White Exterior with a Fabric Interior and has only 45,400 miles.TECHNOLOGY FEATURES: This INFINITI Q50 Includes: WiFi Mobile...   Read More
Exterior: 
White
Interior: 
Jet Black 
Mileage:
40,674
Engine:
6cyl, 3.6 L, 310 HP
Model #: 
1NV56
VIN:
1GNEVFKW9KJ310048
Stock #:
310048
Internet Price:  
$24,900
This used 2019 Chevrolet Traverse LS is for sale today at our dealership in Elkhart, IN.This awd 2019 Chevrolet Traverse LS features a Summit White Exterior with a Fabric Interior and has only 40,674 miles.TECHNOLOGY FEATURES: This Chevrolet Traverse Includes: WiFi Mobile Hotspot, Wireless...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
47,294
Engine:
4cyl, 2.4 L, 180 HP
Model #: 
KLJE74
VIN:
1C4PJMLB7LD617330
Stock #:
617330
Internet Price:  
$19,900
This used 2020 Jeep Cherokee Latitude Plus 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Latitude Plus 4X4 features a Velvet Red Pearlcoat Exterior with a Fabric Interior and has only 47,294 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
49,573
Engine:
4cyl, 2 L, 152 HP
Model #: 
JRA
VIN:
JF2GTAAC0JG262065
Stock #:
262065
Internet Price:  
$19,900
This used 2018 Subaru Crosstrek 2.0i is for sale today at our dealership in Elkhart, IN.This awd 2018 Subaru Crosstrek 2.0i features a Ice Silver Metallic Exterior with a Fabric Interior and has only 49,573 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Wireless streaming, All-in-one...   Read More
Exterior: 
Black
Interior: 
Light Putty 
Mileage:
51,617
Engine:
4cyl, 1.5 L, 181 HP
Model #: 
P0H
VIN:
3FA6P0HD1KR179347
Stock #:
179347
Internet Price:  
$15,900
This used 2019 Ford Fusion SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Ford Fusion SE features a Agate Black Exterior with a Fabric Interior and has only 51,617 miles.TECHNOLOGY FEATURES: This Ford Fusion Includes: WiFi Mobile Hotspot, Remote Engine Start, Keyless Start,...   Read More
Exterior: 
White
Interior: 
Black w/Orange Stitching 
Mileage:
29,089
Engine:
4cyl, 2 L, 152 HP
Model #: 
MRD
VIN:
JF2GTAEC8M8397058
Stock #:
397058
Internet Price:  
$22,900
This used 2021 Subaru Crosstrek Premium is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Premium features a Crystal White Pearl Exterior with a Fabric Interior and has only 29,089 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: Remote Engine Start, WiFi...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
48,788
Engine:
4cyl, 2 L, 208 HP
Model #: 
CLA250C4
VIN:
WDDSJ4GB1JN564027
Stock #:
564027
Internet Price:  
$19,900
This used 2018 Mercedes-Benz CLA 250 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2018 Mercedes-Benz CLA 250 4MATIC features a Jupiter Red Exterior with a Fabric Interior and has only 48,788 miles.TECHNOLOGY FEATURES: This Mercedes-Benz CLA 250 Includes: WiFi Mobile Hotspot,...   Read More
Exterior: 
Purple
Interior: 
Jet Black 
Mileage:
16,652
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
1ZS69
VIN:
1G1ZG5ST6LF068174
Stock #:
068174
Internet Price:  
$19,900
This used 2020 Chevrolet Malibu FWD RS is for sale today at our dealership in Elkhart, IN.This fwd 2020 Chevrolet Malibu FWD RS features a Black Cherry Metallic Exterior with a Fabric Interior and has only 16,652 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: Remote Engine Start, WiFi...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
31,802
Engine:
4cyl, 2.4 L, 180 HP
Model #: 
MPJM74
VIN:
3C4NJDBB2LT117465
Stock #:
117465
Internet Price:  
$19,900
This used 2020 Jeep Compass Latitude 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Compass Latitude 4X4 features a Billet Silver Metallic Clearcoat Exterior with a Fabric Interior and has only 31,802 miles.TECHNOLOGY FEATURES: This Jeep Compass Includes: Keyless Start,...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
32,387
Engine:
4cyl, 2 L, 255 HP
Model #: 
C300W4
VIN:
55SWF8EB8KU308831
Stock #:
308831
Internet Price:  
$29,900
This used 2019 Mercedes-Benz C 300 4MATIC is for sale today at our dealership in Elkhart, IN.This awd 2019 Mercedes-Benz C 300 4MATIC features a Lunar Blue Metallic Exterior with a Fabric Interior and has only 32,387 miles.TECHNOLOGY FEATURES: This Mercedes-Benz C 300 Includes: WiFi Mobile...   Read More
Exterior: 
Blue
Interior: 
Camel 
Mileage:
60,345
Engine:
8cyl, 5.4 L, 310 HP
Model #: 
U1J
VIN:
1FMJU1J58BEF26953
Stock #:
F26953
Internet Price:  
$12,900
This used 2011 Ford Expedition XLT is for sale today at our dealership in Elkhart, IN.This 4x4 2011 Ford Expedition XLT features a Dark Blue Pearl Metallic Exterior with a Fabric Interior and has only 60,345 miles.TECHNOLOGY FEATURES: This Ford Expedition Includes: WiFi Mobile Hotspot, Wireless...   Read More
Exterior: 
White
Interior: 
Jet Black 
Mileage:
37,562
Engine:
4cyl, 1.5 L, 160 HP
Model #: 
1ZD69
VIN:
1G1ZD5ST8JF106932
Stock #:
106932
Internet Price:  
$14,900
This used 2018 Chevrolet Malibu LT is for sale today at our dealership in Elkhart, IN.This fwd 2018 Chevrolet Malibu LT features a Summit White Exterior with a Fabric Interior and has only 37,562 miles.TECHNOLOGY FEATURES: This Chevrolet Malibu Includes: WiFi Mobile Hotspot, Keyless Start,...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
36,079
Engine:
6cyl, 3.6 L, 285 HP
Model #: 
JLJL74
VIN:
1C4HJXDG1JW318112
Stock #:
318112
Internet Price:  
$29,900
This used 2018 Jeep Wrangler Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler Unlimited Sport S 4x4 features a Ocean Blue Metallic Clearcoat Exterior with a Fabric Interior and has only 36,079 miles.TECHNOLOGY FEATURES: This Jeep Wrangler Unlimited...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
28,708
Engine:
6cyl, 3.2 L, 271 HP
Model #: 
KLJP74
VIN:
1C4PJMDX2LD512527
Stock #:
512527
Internet Price:  
$22,900
This used 2020 Jeep Cherokee Limited 4X4 is for sale today at our dealership in Elkhart, IN.This 4x4 2020 Jeep Cherokee Limited 4X4 features a Slate Blue Pearlcoat Exterior with a Fabric Interior and has only 28,708 miles.TECHNOLOGY FEATURES: This Jeep Cherokee Includes: Remote Engine Start,...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
24,765
Engine:
4cyl, 2.5 L, 182 HP
Model #: 
MRF
VIN:
JF2GTHMC3M8333083
Stock #:
333083
Internet Price:  
$22,900
This used 2021 Subaru Crosstrek Limited is for sale today at our dealership in Elkhart, IN.This awd 2021 Subaru Crosstrek Limited features a Horizon Blue Pearl Exterior with a Fabric Interior and has only 24,765 miles.TECHNOLOGY FEATURES: This Subaru Crosstrek Includes: WiFi Mobile Hotspot, Remote...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
39,525
Engine:
6cyl, 3.6 L, 293 HP
Model #: 
WDEL75
VIN:
1C4RDJAG3MC637112
Stock #:
637112
Internet Price:  
$29,900
This used 2021 Dodge Durango SXT Plus AWD is for sale today at our dealership in Elkhart, IN.This awd 2021 Dodge Durango SXT Plus AWD features a Granite Clearcoat Exterior with a Fabric Interior and has only 39,525 miles.TECHNOLOGY FEATURES: This Dodge Durango Includes: Wireless streaming, Keyless...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
53,058
Engine:
6cyl, 3.6 L, 285 HP
Model #: 
JKJM74
VIN:
1C4BJWDG7JL838798
Stock #:
838798
Internet Price:  
$24,900
This used 2018 Jeep Wrangler JK Unlimited Sport S 4x4 is for sale today at our dealership in Elkhart, IN.This 4x4 2018 Jeep Wrangler JK Unlimited Sport S 4x4 features a Black Clearcoat Exterior with a Fabric Interior and has only 53,058 miles.TRADING IN? We will buy any make or model! We’ll pay...   Read More
Exterior: 
Black
Interior: 
Jet Black 
Mileage:
45,472
Engine:
8cyl, 6.2 L, 455 HP
Model #: 
1AJ37
VIN:
1G1FE1R7XJ0109058
Stock #:
109058
Internet Price:  
$29,900
This used 2018 Chevrolet Camaro 1SS is for sale today at our dealership in Elkhart, IN.This rwd 2018 Chevrolet Camaro 1SS features a Black Exterior with a Fabric Interior and has only 45,472 miles.TECHNOLOGY FEATURES: This Chevrolet Camaro Includes: WiFi Mobile Hotspot, Wireless streaming, Keyless...   Read More
Exterior: 
Silver
Interior: 
Black 
Mileage:
34,613
Engine:
6cyl, 3.6 L, 283 HP
Model #: 
RTKH53
VIN:
2C4RDGBGXKR790379
Stock #:
790379
Internet Price:  
$18,900
This used 2019 Dodge Grand Caravan SE is for sale today at our dealership in Elkhart, IN.This fwd 2019 Dodge Grand Caravan SE features a Billet Clearcoat Exterior with a Fabric Interior and has only 34,613 miles.TECHNOLOGY FEATURES: This Dodge Grand Caravan Includes: All-in-one key, Digital Media...   Read More
Exterior: 
Gray
Interior: 
Gray 
Mileage:
47,911
Engine:
6cyl, 3.3L, 276.0hp
Model #: 
64222
VIN:
KNDMB5C17K6547473
Stock #:
547473
Internet Price:  
$19,900
Exterior: 
Black
Interior: 
Ebony 
Mileage:
38,386
Engine:
8cyl, 5.0L, 460.0hp
Model #: 
P8C
VIN:
1FA6P8CF5L5129661
Stock #:
129661
Internet Price:  
$29,900
This used 2020 Ford Mustang GT is for sale today at our dealership in Elkhart, IN.This rear wheel drive 2020 Ford Mustang GT features a Shadow Black Exterior with a Fabric Interior and has only 38,386 miles.TECHNOLOGY FEATURES: This Ford Mustang Includes: Infotainment System, WiFi Mobile Hotspot,...   Read More
Exterior: 
Gray
Interior: 
Sepia/Black Leather
Mileage:
38,636
Engine:
8cyl, 5.7L, 360.0hp
Model #: 
WDES75
VIN:
1C4SDJCTXLC229099
Stock #:
229099
Internet Price:  
$29,900
Exterior: 
Red
Interior: 
Ebony 
Mileage:
78,898
Engine:
4cyl, 2.5L, 175.0hp
Model #: 
P0H
VIN:
3FA6P0H73JR174496
Stock #:
174496
Internet Price:  
$12,900
Exterior: 
Gray
Interior: 
Black 
Mileage:
32,670
Engine:
4cyl, 2.0L, 270.0hp
Cab Type: 
Convertible
Model #: 
JLJL72
VIN:
1C4GJXAN5JW249066
Stock #:
249066
Internet Price:  
$24,900
Exterior: 
White
Mileage:
32,805
Engine:
8cyl, 5.0L, 435.0hp
Cab Type: 
2dr Car
Model #: 
P8F
VIN:
1FATP8FF9H5318142
Stock #:
318142
Internet Price:  
$29,900
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